My grandmother passed away six months ago and as sole heir and executor I was left the house in Brixworth. The house had a relatively small loan left on it of around £5k. I want to have the title changed into my name whilst I re-mortgage to Clydesdale, pay off the mortgage. Is this allowed?
Given you intend to re-mortgage then Clydesdale will require that you use a conveyancer on the Clydesdale conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Clydesdale conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Clydesdale mortgage is registered as a charge at the Land Registry.
Will commercial conveyancing searches reveal impending roadworks that may affect a commercial land in Brixworth?
Many commercial conveyancing solicitors in Brixworth will order a SiteSolutions Highways report as it reduces the time that conveyancers expend in looking into accurate data on highways that impact buildings and development assets in Brixworth. The report sets out definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Brixworth.
For every commercial conveyancing transaction in Brixworth it is crucial to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been dealt with adequately could result in delays to Brixworth commercial conveyancing deals as well as present a risk to future intentions for the site. These searches are not conducted for residential conveyancing in Brixworth.
I got the keys to my house on 14 March and the transaction details are still not registered. Any reason for this? My conveyancing solicitor in Brixworth said it would be concluded in a couple of weeks. Are titles in Brixworth particularly slow to register?
There is nothing unique about conveyancing in Brixworth registration formalities. Rather than based on location, timescales can differ according to who lodges the application, whether it is in order and whether the Land registry must send notices to any 3rd persons or bodies. At present approximately three quarters of submission are completed in less than three weeks but occasionally there can be extensive hold-ups. Registration occurs once the buyer has moved in to the property thus registration formalities is not always top priority but where there is a degree of urgency associated with the registration then you or your solicitor could communicate with the Registry to express the reasoning for an expedited registration.
I opted to have a survey done on a house in Brixworth before appointing lawyers. I have been told that there is a flying freehold overhang to the property. Our surveyor has said that some lenders may not grant a loan on this type of home.
It varies from the lender to lender. Bank of Scotland has different requirements for example to Halifax. If you contact us we can check with the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Brixworth. Conveyancing will be smoother if you use a solicitor in Brixworth especially if they are acquainted with such properties in Brixworth.
Given that I will soon part with 450k on 3 bedroom house in Brixworth I would like to talk to a solicitor regarding thetransaction ahead of appointing the firm. Is this something that you can arrange?
We could not agree more - it is our preference to talk to you we do not take any clients on without you speaking to the solicitor who will be conducting your conveyancing in Brixworth.There is no ‘factory style conveyancing’ - each client is an important person, not a case reference. The solicitors that we put you in touch with believe that the figure you are quoted for residential conveyancing in Brixworth should be the amount on the final invoice that you are charged.
I bought a flat in Brixworth last 1/3/2024 and to date it is still not registered with HMLR. It is part of a new estate and my conveyancing practitioner told me that it can take 12 months to complete the registration formalities. I have called HMLR directly and they say that the initial application was cancelled due to questions not being addressed in time. What can I do?
Call your lawyer - if you are not getting sensible responses, enquire as to their internal complaints protocol and escalate your concerns to a Partner. Registrations for Brixworth conveyancing are not known to be particularly slow.