We note that you have a search directory identifying firms on the Bank of Ireland conveyancing panel. Do companies pay you a referral fee if I instruct them for our own conveyancing in Northamptonshire?
We are a listing service only for law firms wishing to communicate if they are on the Bank of Ireland conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Northamptonshire.
My Solicitor in Northamptonshire is not on the Barclays Solicitor Panel. Can I still retain my prefered solicitor notwithstanding that they are not on the Barclays list of approved lawyers?
Your options are as follows:
- Complete the purchase with your existing Northamptonshire lawyers but Barclays will need to use a lawyer on their panel. This will inevitably rack up the overall conveyancing charges as well as result in frustration.
- Choose a new lawyer to act in the purchase, remembering to check they are on the Barclays panel
There are a variety of conveyancing solicitors in Northamptonshire but how do I know who I should use?
We would encourage you not to base your choice on the lowest Northamptonshire conveyancing quote. You really do get what you pay for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
We had selected conveyancing lawyers located in Northamptonshire on the RBS solicitor panel. They have just billed me an additional sum for dealing with the RBS mortgage. Is this a supplemental conveyancing fee specified by RBS?
Provided it is contained in their Terms and Conditions or Quote then yes your solicitor may levy a fee for this. The charge is not set by RBS but by your Northamptonshire conveyancing practitioner. Numerous firms on the RBS panel will charge an ‘acting for lender’ fee and others do not.
We have agreed to purchase a house in Northamptonshire. One unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Aldermore be concerned?
As your lender is Aldermore your lawyer must comply with the conveyancing requirements outlined in Section 2 of UK Finance Lenders’ Handbook for Aldermore. The Council of Mortgage Lenders’ Handbook includes minimum specifications for solar panel roof-space leases, and conveyancers are required to report to Aldermore where a lease does not comply with these provisions. The specifications relate to the installation of panels on properties nationwide and is not restricted to Northamptonshire.
Yesterday I discovered that there is a flying freehold issue on a house I have offered on last month in what should have been a quick, no chain conveyancing. Northamptonshire is where the house is located. Is there any advice you can give?
Flying freeholds in Northamptonshire are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Northamptonshire you would need to get your solicitor to go through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Northamptonshire may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
My uncle has recommend that I appoint his lawyers for conveyancing in Northamptonshire. Should I choose my own solicitor?
Much as we are happy to recommend a Northamptonshire conveyancing lawyer the best way to find a conveyancing lawyer is to seek referrals from friends or family who have actually experience in using the solicitor that you are considering.
My wife and I are purchasing a first floor flat in Northamptonshire. When we first instructed property lawyer, they told us that they were on all mainstream mortgage company panels. The financial adviser emailed just now to say that they don't seem to be on the Skipton approved list. Were it to be true, what should we do? Do we just find a new conveyancing practitioner that is on their panel or do we pay for separate representation, with Skipton appointing their own preferred solicitor.
When buying a property with mortgage finance it is conventional for the buyer’s solicitors to also represent the purchaser's lender. In order to act for a bank or building society a lawyer has to be on that lender's list of approved lawyers. An application has to be made by the conveyancing practitioner to the lender to become a member of the lender's panel and there are increasingly strict conditions which the lawyer has to meet. Some mortgage companies now insist their panel members to be part of the Law Society’s Conveyancing Accreditation Scheme. Your conveyancer should call Skipton and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own lawyers to represent them. You don't have to instruct a firm on Skipton's conveyancing panel and you may continue to use your own Northamptonshire solicitors, in which case it will likely add costs, and it may delay matters as you are adding another solicitor into the mix.