Find a Lender-Approved Local Conveyancer in Kettering

Ready to buy a new home? Find a law firm approved by your lender.

If you have reached us by Googling ‘Conveyancing in Kettering’ follow your intuition — you will have a better house move where you instruct a conveyancing solicitor in Kettering.

Logical reasons to let us assist you find a high street conveyancing solicitor in Kettering

  • 1 Low cost packages from online conveyancers might seem attractive. However, these companies are often based many kilometers away with limited appreciation of the factors that impact property transactions in Kettering
  • 2 The Kettering conveyancing practitioners that are identified are committed to providing the most cost, efficient and transparent conveyancing service to purchasers, sellers and investors in Kettering
  • 3 This site is the only site that enables you the ability to check that your conveyancing in Kettering will be conducted by a conveyancer on your mortgage lender’s approved panel.
  • 4 Retaining the services of a high street Solicitor usually results in a more personal touch. Sometimes when dealing with a large conveyancing firm, your matter is dealt with by a team of people who who update you by reading from their computer screens.
  • 5 Kettering property lawyers have a crucial advantage when it comes to Kettering conveyancing as they have important local knowledge of local authority requirements, planning policies and other matters that can affect your sale or purchase

Examples of recent conveyancing in Kettering since April 2024*

Recently asked questions about conveyancing in Kettering

My husband and I are planning to acquire a flat in Kettering and are in fact using a Kettering conveyancing firm. Within the last couple of days our property lawyer has forwarded the sale agreement to be signed with a detailed report in anticipation of exchanging contracts shortly. Norwich and Peterborough Building Society have this morning contacted us to advise us that there is now an issue as our Kettering solicitor is not on their conveyancing panel. Is this a problem?

When purchasing a property with the benefit of a mortgage it is standard for the purchasers' lawyers to also act for the purchaser's lender. In order to act for a bank or building society a law firm has to be on that lender's conveyancing panel. An application has to be made by the law firm to the lender to become a member of the lender's panel and there are increasingly strict criteria which the firm has to satisfy and indeed some lenders now require their panel members to be part of the Law Society’s Conveyancing Accreditation Scheme. Your property lawyer should contact your bank and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own lawyers to represent them. You are not legally obliged to appoint a law firm on the bank's conveyancing panel as you are at liberty to use your preferred Kettering lawyers, in which case it will likely add costs, and it will likely delay the transaction as you have another set of people involved.

The Kettering conveyancing firm that I recently instructed on my house acquisition in Kettering have suddenly shut down. I chose them because I had to have a firm on the Leeds Building Society conveyancing panel and my family Kettering lawyer was not. I wrote them a cheque for £250 in advance. What do I do now?

If you have an estate agent involved then inform them straight away so that they can let the sellers know that there may be a slight delay due to reasons beyond your control. Hopefully they will be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You will need to appoint new lawyers that are on the Leeds Building Society conveyancing panel and notify the lender. If you have paid over any money, it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new lawyers should be in a position to help.

The formalities of my purchase has taken place for my property in Kettering. Conveyancing was satisfactory but I would like to complain about the lender. How do I make a complaint?

All banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. In most cases complaints to a lender are resolved effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.

I was told two weeks ago that my mortgage has been agreed to by Skipton. Is it usual for Skipton to only issue the offer once my solicitor in Kettering is approved on their conveyancing panel? Skipton have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.

A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Skipton to deal with your lawyer's application to be on the Skipton conveyancing panel. There's no guarantee that your solicitor will be accepted.

I have finally had an offer on a maisonette in Kettering accepted, but there is a chain. The owners have placed an offer on somewhere, however it’s not been accepted yet, and have viewings of other properties booked. I have selected a local conveyancing solicitor in Kettering. What do I do now? At what point do I apply for the mortgage with UBS?

It is usual to have apprehensions where there is a chain as you are unlikely to want to incur costs prematurely (home loan application is approx £1k, then survey, Kettering conveyancing search fees, etc). The first thing to do is check that your property lawyer is on the UBS conveyancing panel. Concerning the next steps this very much dictated by the circumstances of your case, motivation for the property and on the state of the market. In a hot market many buyers will apply for the mortgage with UBS and pay for the valuation and only if it was satisfactory would they pay their lawyer to press on with the conveyancing in Kettering.

I have been told that property searches are a common cause of delay in Kettering house deals. Is this right?

The Council of Property Search Organisations (CoPSO) has noted the determinations of a review by MoveWithUs that conveyancing searches do not feature amongst the common causes of delays during the legal transfer of property. Searches are not likely to feature in any holding up conveyancing in Kettering.

I only have 72 years unexpired on my lease in Kettering. I now wish to extend my lease but my landlord is missing. What should I do?

If you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for for permission to dispense with the service of the initial notice. This will mean that your lease can be extended by the magistrate. You will be obliged to prove that you or your lawyers have done all that could be expected to locate the freeholder. On the whole an enquiry agent would be helpful to try and locate and prepare a report to be used as evidence that the freeholder is indeed missing. It is advisable to get professional help from a solicitor both on devolving into the landlord’s disappearance and the application to the County Court covering Kettering.

Kettering Leasehold Conveyancing - Examples of Queries before buying

    What prohibitions are contained in the Kettering Lease? The answer will be useful as a) areas can result in problems in the building as the communal areas may start to deteriorate if services remain unpaid b) if the leaseholders have an issue with the managing agents you will need to have full disclosure

I am an executor of my recently deceased parent's Will, with a bungalow in Kettering which will be sold. The bungalow is unregistered at the Land Registry and I'm advised that some purchasers will insist that it is done before they'll proceed. What's the procedure for this?

In the circumstances that you have set out it seems prudent to seek to register in the names of the personal representative(s) as named in the probate and in their capacity as PRs. HMLR’s online guidance explains how to register for the first time and what is required re the deeds and forms. You would need to include and official copy of the probate as well and complete the form FR1 to refer to the PRs as the applicant.

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Sample of conveyancing solicitors in Kettering regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Kettering but also conveyancing throughout England and Wales.

  • Lamb & Holmes, 2 West Street, Kettering, Northamptonshire, NN16 0AZ
  • Isis Legal Ltd, 1a Horsemarket, Kettering, Northamptonshire, NN16 0DG
  • Crofts, 4 School Lane, Kettering, Northamptonshire, NN16 0DH
  • Andrew Boddy Solicitors, The Old Fire Station, School Lane, Rothwell, Kettering, Northamptonshire, NN14 6HZ
  • Fl Law Limited, 19 Medlicott Close, Corby, Northamptonshire, NN18 9NF

Commercial Conveyancing solicitors in Kettering regulated by the SRA

The firms listed below are a small selection of solicitors in Kettering specialising in commercial conveyancing in Kettering. This should include advice on buying and selling small and large scale commercial property and agricultural land
  • Lamb & Holmes, 2 West Street, Kettering, Northamptonshire, NN16 0AZ
  • Crofts, 4 School Lane, Kettering, Northamptonshire, NN16 0DH
  • Fl Law Limited, 19 Medlicott Close, Corby, Northamptonshire, NN18 9NF
  • Watson Mann Solicitors Limited, Suite 3 Meadow Court, 2-4 Meadow Close, Wellingborough, Northamptonshire, NN8 4BH

Purchase conveyancing in Kettering usually includes the following:

  • Obtaining instructions from the appropriate parties
  • Investigating the title unregistered or registered
  • Conducting Kettering conveyancing searches for the title
  • Assessing draft contract and other documentation forwarded by the seller’s conveyancer
  • Submitting queries with the seller’s conveyancer
  • Agreeing the wording of the purchase contract
  • Assessing replies prepared by the owner to pre-exchange enquiries
  • Negotiating the Transfer document
  • Guiding the purchasing in respect of the loan offer: (where applicable)
  • Preparing and sending the buyer a report on title (that is; a breakdown of all findings on the property)
  • Carrying out the key stage of exchanging contracts and then preparing for completion
  • Completion of and submitting to HMRC the correct SDLT forms and payment
  • Registering the new ownership and the mortgage (where appropriate) at the Land Registry.

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.