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Find a Lender-Approved Local Conveyancer in Congleton

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Cheap conveyancing in Congleton does not necessarily mean low quality - but the odds are stacked against you

Congleton Conveyancing Statistics*

  • 1 Average time frame of 13 days for registration of title in Congleton
  • 2 Percentage of cases in Congleton that are buy to let is 9%
  • 3 85% freehold and 15% leasehold conveyancing in Congleton for this year to date
  • 4 January was the busiest month and December was the next busiest month while October was the least busiest month of the year for conveyancing in Congleton
  • 5 Average Stamp Duty Payable for this year to date was £5,892

Examples of recent conveyancing in Congleton since January 2025*

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Sale

of house property, Warrington Road, CW8 2LW completing on 06/01/2025 at a price of £468,000. The conveyancing process incorporates some of the following tasks: dealing with appropriate requisitions and enquiries, taking formal instructions from and updating the seller client, setting up the completion formalities

street view

Transfer

of detached residence residence, Hadrian Way, CW8 2JT completing on 10/01/2025 at a price of £560,000. The conveyancing process incorporates some of the following tasks: drafting the sale agreement and Transfer, sending conveyancing papers to buyers representatives, dealing with appropriate requisitions and enquiries

street view

Disposal

of terraced residence, Sandfield Lane, CW8 1PU completing on 10/01/2025 at a price of £410,000. The conveyancing process included amongst the various tasks: sending the transfer to the vendor for execution in preparation for completion, taking formal instructions from and updating the seller client, preparing statement detailing charges

street view

Sale

of terraced premises, Beach Road, CW8 3AB completing on 06/01/2025 at a price of £535,000. The conveyancing process included amongst the various tasks: dealing with appropriate requisitions and enquiries, taking formal instructions from and updating the seller client, setting up the completion formalities

Recently asked questions about conveyancing in Congleton

Do conveyancers request money on account for my conveyancing in Congleton?

If you are buying a property in Congleton your lawyer will request that you to provide them with monies to cover the the cost of the conveyancing searches. Ordinarily this is needed to cover the fees of the conveyancing searches. If any deposit is as part of the total price then this should be needed shortly before contracts are exchanged. The closing balance that is needed will be payable a couple of days prior to the day of completion.

Are all Congleton Conveyancing Quality Solicitors on the Principality conveyancing list of approved solicitors?

Some major banks and building societies now use CQS as the kick off point for Panel approval such as HSBC and Santander. The Law Society’s CQS membership however is no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for solicitors wishing to join their panels.

I can not work out if my bank obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called into my local Congleton bank branch on a couple of occasions and was informed it wasn't a problem and they would lend. My Congleton conveyancing solicitor - who is on the bank conveyancing panel- telephoned and was told they will not lend in accordance with their published requirements. I simply don't know who is right.

As long as the property lawyer is on the mortgage company approved list, she or he must follow the CML Handbook provisions for the lender. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years left on the lease.

I have instructed a Congleton conveyancer having made sure that they are on the Nationwide conveyancing panel. Does my lawyer arrange the survey of the property?

Nationwide will need an independent valuation of the property. Your lawyer will not arrange this. Usually Nationwide will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Congleton surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.

Is it necessary to take out insurance to cover chancel repairs when acquiring a residence in Congleton?

Unless a previous acquisition of the premises completed post 12 October 2013 you can take it that lawyers delivering conveyancing in Congleton to remain recommending a chancel search and or insurance against a claim.

I am purchasing my first flat in Congleton with a loan from Platform Home Loans Ltd. The developers would not reduce the price so I negotiated five thousand pounds worth of additionals instead. The estate agent told me not disclose to my lawyer about the side-deal as it may jeopardize my mortgage with Platform Home Loans Ltd. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

In sourcing the internet for the term cheap conveyancing in Congleton it shows results of many property lawyerslocally. How do I determine which is the right property lawyer for purchase transaction?

The ideal method of seeking the right conveyancer is through a personal referral, so enquire of friends and relatives who have acquired a property in Congleton or a reputable estate agent or mortgage broker. Charges for conveyancing in Congleton vary, so it's sensible to request at least three costs illustrations from varying types of conveyancers. Make sure that you clarify that the fees are fixed.

I've found a house that seems to be perfect, at a great price which is making it all the more appealing. I have subsequently been informed that the title is leasehold as opposed to freehold. I am assuming that there are issues purchasing a house with a leasehold title in Congleton. Conveyancing advisers have not yet been appointed. Will my lawyers set out the risks of buying a leasehold house in Congleton ?

Most houses in Congleton are freehold rather than leasehold. This is one of the situations where having a local conveyancer who is familiar with the area who can assist with the conveyancing process. it is apparent that you are purchasing in Congleton so you should seriously consider shopping around for a Congleton conveyancing practitioner and check that they are used to transacting on leasehold houses. First you will need to check the unexpired lease term. As a lessee you will not be at liberty to do whatever you want with the house. The lease comes with conditions such as obtaining the landlord’spermission to conduct changes to the property. You may also be required to pay a maintenance charge towards the upkeep of the communal areas where the property is part of an estate. Your solicitor will report to you on the legal implications.

I purchased a garden flat in Congleton, conveyancing was carried out in 2000. Can you please calculate a probable premium for a statutory lease extension? Comparable properties in Congleton with a long lease are worth £201,000. The average or mid-range amount of ground rent is £45 charged once a year. The lease expires on 21st October 2090

With just 65 years left to run we estimate the premium for your lease extension to range between £13,300 and £15,400 as well as plus your own and the landlord's "reasonable" professional fees.

The figure above a general guide to costs for extending a lease, but we are not able to advice on the actual costs in the absence of comprehensive investigations. You should not use this information in tribunal or court proceedings. There are no doubt other concerns that need to be considered and clearly you should be as accurate as possible in your negotiations. Please do not take any other action placing reliance on this information without first getting professional advice.

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Sample of conveyancing solicitors in Congleton regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Congleton but also conveyancing throughout England and Wales.

  • Personal Injury Practice Limited, Citadel House, Solvay Road, Winnington, Northwich, Cheshire, CW8 4DP
  • Lebreton Towell Solicitors, 4 Clemley Close, Kelsall, Tarporley, Cheshire, CW6 0RD
  • Lewis Rodgers Limited, 372a High Street, Winsford, Cheshire, CW7 2DP
  • Accident Advice Solicitors Limited, 150 London Road, Northwich, Cheshire, CW9 5HH
  • Moss Law Limited, 2 Castle Street, Northwich, Cheshire, CW8 1AB

Residential Landlord and Tenant Conveyancing solicitors in Congleton

The firms listed below are a non-comprehensive list of solicitors in Congleton specialising in landlord and tenant law and on the regulations governing different types of tenancies. This could include advice on Leasehold Valuation Tribunal proceedings

  • Cf Law Limited, 20 Winnington Street, Northwich, Cheshire, CW8 1AF
  • Susan Howarth & Co Solicitors Ltd, 41 Chester Way, Northwich, Cheshire, CW9 5JE

What to expect from a Licensed Conveyancer for conveyancing in Congleton?

Licensed Conveyancers deal with the transfer of the legal title of a property from one person to another and cover conveyancing countrywide not just Congleton. If using a Licensed Conveyancer regulated by the CLC, you are entitled to:
  • Receive an honest and lawful conveyancing.
  • Receive a high standard of legal services.
  • Have your transaction dealt with using care, skill and legal competence.
  • Be supplied with a high standard of service due to your conveyancer’s arrangements, resources, procedures, skills and commitment.
  • Receive a service which is accessible and responsive to your individual needs.
  • You should not consider yourself discriminated against, victimised or harassed.
  • Not receive a service which is below the level you could expect, however, if you do your lawyer accepts responsibility for this and provides you with any appropriate redress.
  • Ensure your individual needs taken into account should you make a complaint.
  • Enjoy the benefit of a speedy, independent and comprehensive service if if a complaint is registered about your conveyancing in Congleton.

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.