Find a Lender-Approved Local Conveyancer in Congleton

Ready to buy a new home? Find a law firm approved by your lender.

If you have reached us by Googling ‘Conveyancing in Congleton’ follow your intuition — you will have a better house move where you instruct a conveyancing solicitor in Congleton.

Top 5 reasons to let us assist you select a local conveyancing solicitor in Congleton

  • 1 Congleton property lawyer are the key to a successful Congleton home move, keeping the process under control. They are on your side throughout, offering dedicated advice for the duration of your conveyancing
  • 2 Using a a family Solicitor in the main results in a more personal touch. When using a large conveyancing firm, your transaction is dealt with by a team of people who who update you by determining whether the ‘computers says no’.
  • 3 Low cost packages from online conveyancers might seem attractive. However, these firms are often based many miles away with limited understanding of the factors that affect property transactions in Congleton
  • 4 Congleton property lawyers work in conjunction with Congleton estate agents, house builders, surveyors, mortgage companies and other professionals to ensure that a quality service is provided to home movers every step of the way, never losing sight of the time-critical nature behind your conveyancing transaction
  • 5 Our site offers largest domestic conveyancing directory listing lender approved law firms carrying out conveyancing in Congleton regulated by the SRA or CLC.

Examples of recent conveyancing in Congleton since April 2021*

Recently asked questions about conveyancing in Congleton

Can you recommend a Bank of Ireland allowed Congleton conveyancing conveyancer that can complete within less than a month? Am I best advised to go for a high street Congleton conveyancer or an internet firm?

We would be happy to suggest some excellent Congleton conveyancing firms. You can also walk up the high street in Congleton. Approach two or three firms and request to speak with a conveyancing solicitor for a costs illustration. Mention your requirements together with the reasons and ask for an assurance on speed. Appoint the one that you trust.

Have just purchased a probate house at auction in Congleton. Conveyancing is required. What happens now?

Now that you have legally committed yourself to purchase you now have to retain a conveyancing solicitor soon as you are facing a fast approaching a fixed date to complete the transaction. All auction property should have a bespoke legal pack. This will include the copy title deeds, local authority and drainage searches. In the case of leasehold premises the conveyancing pack should include a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork pertinent to leasehold premises. You need to hand this to the conveyancer instructed by you as soon as possible. You also need to ensure that your finances are in order to complete the transaction on the set completion date.

I have a mortgage with Lloyds for my property in Congleton. Conveyancing was finalised months ago. In the event that I decide to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Lloyds?

You must advise Lloyds before renting your property as this is likely to be a breach of Lloyds’s mortgage conditions. It may be that Lloyds will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Lloyds directly. It should not be necessary to do this via a Lloyds conveyancing panel firm.

After what seems like an age I have had an offer on an apartment in Congleton agreed to, but there is a chain. The sellers have put an offer on a property, but it’s not yet tied up, and have viewings of other flats in the pipeline. I have selected a high street conveyancing solicitor in Congleton. What should be my next step? At what stage do I apply for the mortgage with Kent Reliance?

It is normal to have anxieties where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is in the region of one thousand pounds, then survey, Congleton conveyancing search charges, etc). The first thing to do is check that your property lawyer is on the Kent Reliance approved list. Regarding the subsequent phase this very much depends on the uniqueness of your transaction, motivation for the property and on the state of the market. During a rising market some home buyers would apply for the mortgage with Kent Reliance and pay for the valuation and only if it was satisfactory would they pay their conveyancing practitioner to press on with the conveyancing in Congleton.

A relative advised me that where I am purchasing in Congleton I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?

This is a search is sometimes included in the estimate for your Congleton conveyancing searches. It is not a small report of more than thirty pages, listing and detailing significant information about Congleton around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Congleton Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Local Education with plans and statistics, Local Amenities and other useful data about Congleton.

I bought my flat on 14 June and the transaction details is not yet registered. Should I be concerned? My conveyancing solicitor in Congleton advises it should be dealt with in a couple of weeks. Are properties in Congleton uniquely lengthy to register?

There is nothing unique when it comes to conveyancing in Congleton registration formalities. Rather than based on location, timeframes can adjust subject to the party submitting the application, whether it is in order and whether the Land registry need to notify any other persons or bodies. As of today in the region of three quarters of submission are fully dealt with within two weeks but occasionally there can be longer delays. Historically registration occurs once the purchaser is living at the premises therefore an expedited registration is not always primary concern yet if it is urgent that the the registration takes place urgently then you or your conveyancer should contact the land registry and explain the circumstances.

What makes your site different to alternative online quote calculators for conveyancing in Congleton?

At this site get an accurate quote via a Solicitor or Licensed Conveyancer that has a full understanding of the issues of your conveyancing in Congleton. As opposed to estate agents and many comparison sites we do not have commission arrangements with solicitors. Some agents and online brokers 'recommend' the firm paying the most kickback, not the best value conveyancing in Congleton

I have checked your search tool I can't find the lawyer I was hoping to instruct as being on the mortgage company conveyancing panel. My lawyer has said that they are on the lender approved panel. How can I be sure given that they are not listed on your directory?

Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the lender conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the mortgage company solicitor panel.

Last updated

Commercial Conveyancing solicitors in Congleton regulated by the SRA

The list below is a non-comprehensive list of solicitors in Congleton practicing in commercial conveyancing in Congleton. This will likely include advice on buying and selling small and large scale commercial property and agricultural land
  • Personal Injury Practice Limited, Citadel House, Solvay Road, Winnington, Northwich, Cheshire, CW8 4DP
  • Moss Law Limited, 2 Castle Street, Northwich, Cheshire, CW8 1AB
  • Cf Law Limited, 20 Winnington Street, Northwich, Cheshire, CW8 1AF
  • Susan Howarth & Co Solicitors Ltd, 41 Chester Way, Northwich, Cheshire, CW9 5JE

Home buying conveyancing in Congleton usually consists of the following:

  • Obtaining instructions from parties involved
  • Checking the title to the premises
  • Ordering Congleton searches for the title
  • Considering the draft sale agreement and other papers received from the seller’s lawyer
  • Raising queries with the owner’s lawyer
  • Negotiating the sale agreement
  • Reviewing replies given by the seller to pre-contract enquiries
  • Negotiating the Transfer Deed for completion
  • Guiding the buyer in respect of the loan offer: (where appropriate)
  • Drawing up and sending the purchaser a report on title (that is; a breakdown of all findings on the property)
  • Proceeding to exchange of contracts and then completion formalities
  • Completing and submitting to HM Revenue and Customs the appropriate SDLT forms and payment
  • Registering the transfer of ownership and the mortgage (where applicable) at the HM Land Registry.

Sale in Congleton is a complex business, both legally and administratively. The exact order of events varies slightly, below are some of the tasks in the process.

  • Taking instructions from parties involved
  • Investigating the title to the property
  • Drawing up the contract and associated papers
  • Sending draft papers to the lawyer retained by the buyer
  • Negotiating contracts and answering further questions from the purchaser’s lawyer
  • Finalising the transfer document
  • Answering requisitions prepared by the buyer’s lawyer
  • Carrying out the key stage of exchanging contracts and then preparing for completion
  • Accepting the sale proceeds and sending funds to the vendor, the estate agent and redeeming the mortgage (where relevant)

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.