Finally, a mortgage agreement from Santander for the refinancing of my 3 bedroom flat is coming within the next few days. Can you put forward a cheap conveyancing solicitor in Congleton?
You are on the wrong site if you are seeking cut-price fees for conveyancing solicitors in Congleton. Our aim is to provide excellent value conveyancing but our intention is not to advertise as being the cheapest. Do not be fooled by companies offering £100 conveyancing in Congleton. The optimum result, in going for cheap conveyancing, you will receive what you pay for and at worst you will end up invoiced for additional fees and still not receive the service you were looking for.
Why is leasehold purchase conveyancing in Congleton costs more?
In short, leasehold conveyancing in Congleton and Cheshire usually warrants extra hours of investigation compared to freehold transactions. This includes reviewing the lease, communicating with the landlord concerning serving applicable notices, procuring current service charge and management information, procuring the landlord’s consents and reviewing management accounts. The obligations on both the landlord and the tenant in the lease need to be studied by the buyer’s conveyancing team and read from beginning to end – no matter how many different owners have owned the lease since it was first granted.
I have been recommended a conveyancing solicitor in Congleton. I need to find out if they are on the TSB approved list of lawyers. Can you advise?
The first thing you should do is contact your conveyancer and ask them whether they are on the lender panel. Alternatively you can get in touch with TSB who may be able to help.
I am helping my sister sell her flat in Congleton. Will the conveyancing solicitor arrange the EPC or it is for the owner to see to?
Following the demise of HIPs, energy performance certificates was left as a compulsory element of moving property. An energy assessment should be to hand in advance of the property being marketed. This is not a task that law firms normally arrange. If you are instructing a Congleton conveyancing lawyer they may be willing to arrange energy assessments given their contacts with long established Congleton accredited person
I am the only recipient of my late grandmother’s will with all property in now in my sole name, including the my former home in Congleton. The Congleton property was put into my name in December. I want to move. I do know about the Mortgage Lenders 6 month 'rule', meaning my property ownership may be treated the same way as though I had purchased the property in December. Is the property unsalable for six months?
The CML handbook requires conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be caught by that. Some lenders would take a practical view as this clause chiefly exists to identify the purchase and immediately sell or the wholesaling and assigning of property.
When it comes to mortgage companies such as Lloyds, do Congleton conveyancers have to pay a yearly amount to be on the conveyancing panel?
We are not aware of any bank fees to be on their panel, although some do charge an administration fee to deal with the processing of the conveyancing panel application.
My relative suggested that where I am buying in Congleton I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is occasionally quoted for as part of the standard Congleton conveyancing searches. It is a large report of more than thirty pages, listing and detailing significant information about Congleton around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Congleton Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Local Education with maps and statistics, Local Amenities and other useful information about Congleton.
Can you offer any advice when it comes to finding a Congleton conveyancing firm to deal with our lease extension?
If you are instructing a conveyancer for your lease extension (regardless if they are a Congleton conveyancing practice) it is essential that he or she should be familiar with the legislation and specialises in this area of conveyancing. We advise that you speak with two or three firms including non Congleton conveyancing practices prior to instructing a firm. Where the conveyancing practice is ALEP accredited then that’s a bonus. The following questions might be helpful:
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How experienced is the practice with lease extension legislation? Can they put you in touch with clients in Congleton who can give a testimonial?
Leasehold Conveyancing in Congleton - A selection of Queries Prior to Purchasing
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What prohibitions exist in the Congleton Lease? Are there any major works in the planning that will increase the maintenance costs?