Having been told to check out your company we were going to appoint conveyancing solicitor in Congleton listed by you but have come across alternative costs illustrations on the internet look cheaper – why is this?
You can find many firms of solicitors offering what appear to be cut price. We would encourage you to think long and hard about how much you respect your own move to want to be penny wise pound foolish with regard to the quality of the conveyancing. Some hide fees deep into the terms and conditions. The law firms that we put forward for conveyancing in Congleton will notdo this.
Having invested time reviewing mumsnet.com for a recommended solicitor in Congleton, many comment that I should use a CQS kitemarked lawyer. Can you explain what CQS is?
The Law Society's Conveyancing Quality Scheme is the recognised kitemark for legal experts in home ownership transfers, trusted by some of the UK's biggest lenders. Four years ago the Conveyancing Quality Scheme was officially recognised by the Association of British Insurers (ABI). CQS is not a scheme offered by the Society for Licensed Conveyancers. Congleton is one of the numerous areas in England and Wales where there are Accredited solicitors.
I am helping my step-mother sell her flat in Congleton. Will the conveyancing solicitor commission an EPC or it is for the seller to see to?
Following the demise of Home Information Packs, energy performance certificates became a mandatory component of moving house. An EPC should be commissioned prior to the property being advertised. This is not something that lawyers ordinarily organise. Where you are instructing a Congleton conveyancing lawyer they might be able to arrange energy assessments given their relationships with long established Congleton providers
Are all Congleton Conveyancing Quality Solicitors on the Virgin Money conveyancing list of approved practices?
A selection of lenders now use CQS as the kick off point for Panel approval such as HSBC and Santander. CQS accreditation however gives no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for firms wishing to join their approved list of conveyancing solicitors.
is it true that all Congleton solicitor practices on the Leeds Building Society conveyancing panel are overseen by the SRA?
As solicitors, in order to be on the Leeds Building Society approved list of solicitors they would need to be governed by the Solicitors Regulatory Authority. Some mortgage companies do allow licenced conveyancers on their panel in which case such practice would be regulated by the CLC.
As co-executor for the will of my aunt I am selling a house in Neath but I am based in Congleton. My conveyancer (who is 300 kilometers from merequires that I sign a stat dec prior to the transaction finalising. Can you recommend a conveyancing practitioner in Congleton to witness this legal document for me?
strictly speaking you should not need to have the documents witnessed by a conveyancing solicitor. Normally any notary public or solicitor will be fine regardless of whether they are Congleton based
What are your top tips when it comes to finding a Congleton conveyancing practice to carry out our lease extension conveyancing?
If you are instructing a solicitor for your lease extension (regardless if they are a Congleton conveyancing firm) it is essential that he or she should be familiar with the legislation and specialises in this area of work. We recommend that you speak with two or three firms including non Congleton conveyancing practices prior to instructing a firm. If the firm is ALEP accredited then so much the better. The following questions might be of use:
How familiar is the practice with lease extension legislation? What are the costs for lease extension conveyancing?
I inherited a ground floor flat in Congleton, conveyancing was carried out half a dozen years ago. How much will my lease extension cost? Equivalent properties in Congleton with a long lease are worth £201,000. The average or mid-range amount of ground rent is £45 charged once a year. The lease expires on 21st October 2085
You have 64 years unexpired we estimate the premium for your lease extension to be between £14,300 and £16,400 plus costs.
The figure above a general guide to costs for renewing a lease, but we cannot give you the actual costs in the absence of comprehensive investigations. You should not use this information in a Notice of Claim or as an informal offer. There are no doubt additional issues that need to be taken into account and clearly you should be as accurate as possible in your negotiations. You should not take any other action based on this information without first getting professional advice.
Much to my surprise my lawyer in Congleton has informed me that he requires proof of ID documents asserting that this forms part of his legal duty as a solicitor on the mortgage company Conveyancing panel. Am I being spun a yarn?
Anti-terror and anti-money-laundering rules require Congleton conveyancing solicitors and licensed conveyancers to verify the identity of the person or body they are dealing with before they can accept their conveyancing business. The Terms and Conditions that you need to sign will no doubt confirm this. Your lawyer is right that the bank also require certain documents to be viewed. If a you refuse to provide ID verification documents, your conveyancer would not be able to accept instructions from you. Your lawyer also has obligations to obtain certain documents in accordance with the bank's UK Finance Lenders’ Handbook requirements