We see that you have a search directory listing solicitors on the Leeds Building Society conveyancing panel. Do firms pay you a commission if I instruct them for our conveyancing in Hartford?
We are a listing service only for law firms wishing to communicate if they are on the Leeds Building Society conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Hartford.
I am buying a flat and need a conveyancing solicitor in Hartford who is on the Skipton Building Society conveyancing. Could you point me in the right direction as regards a conveyancing firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Skipton Building Society in certain locations such as Hartford. We dont recommend any particular firm.
This question may be naive but I am unseasoned as a first time buyer of a two bedroom flat in Hartford. Do I collect the keys to the premises on completion from my conveyancer? If so, I will instruct a local conveyancing solicitor in Hartford?
On the day of completion you will not be required to go to the conveyancers office in Hartford. Conveyancing lawyers for you will arrange to send the completion advance to the vendor’s conveyancers, and shortly after the monies have arrived, you will be called to collect the keys from the property Agents and move into your new home. Usually this occurs early afternoon.
Is it the case that all Hartford CQS (Conveyancing Quality Scheme) solicitors are on the Nationwide conveyancing list of approved solicitors?
A selection of lenders now make use of the accreditation scheme as the starting point for Panel approval such as HSBC and Santander. CQS accreditation however is no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for firms wishing to remain on their approved list of conveyancing solicitors.
We had appointed conveyancing lawyers based in Hartford on the TSB solicitor approved list. They are now charging me a further sum for handling the TSB mortgage. Is this an additional conveyancing fee specified by TSB?
Unfortunately, as long as it is in their Terms of Engagement or estimate then yes your conveyancing practitioner is entitled to levy a fee for this. This fee is not set by TSB but by your Hartford lawyer. Plenty of firms on the TSB panel will levy an ‘acting for lender’ fee but many firms incorporate it on their overall fee.
I've recently found out that there is a flying freehold issue on a property I put an offer in two weeks back in what was supposed to be a simple, no chain conveyancing. Hartford is the location of the property. Can you offer any guidance?
Flying freeholds in Hartford are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Hartford you would need to get your solicitor to go through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Hartford may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I am using a search engine for the term on line conveyancing in Hartford it reveals many solicitorsin the vicinity. With so much choice what is the best way to find the right property lawyer for my move?
The ideal way of choosing the right conveyancer is via trusted testimonial, so ask colleagues and family who have bought a property in Hartford or a reputable estate agent or mortgage broker. Fees for conveyancing in Hartford vary, so it's advisable to secure at least three costs illustrations from varying types of companies. Dont forget to clarify what costs in the quote includes.
I've recently bought a leasehold house in Hartford. Am I liable to pay service charges relating to a period prior to completion of my purchase?
Where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
I acquired a garden flat in Hartford, conveyancing formalities finalised July 2004. Can you let me have an estimated range of the fair premium for a lease extension? Comparable flats in Hartford with over 90 years remaining are worth £197,000. The ground rent is £55 levied per year. The lease finishes on 21st October 2076
You have 55 years remaining on your lease we estimate the price of your lease extension to range between £31,400 and £36,200 plus legals.
The suggested premium range that we have given is a general guide to costs for renewing a lease, but we cannot give you a more accurate figure in the absence of comprehensive investigations. You should not use this information in tribunal or court proceedings. There may be additional issues that need to be considered and you obviously want to be as accurate as possible in your negotiations. You should not move forward based on this information before getting professional advice.