I am obtaining a mortgage with Lloyds. I intend to employ the services of a Licensed Conveyancer in Hartford. Does the Lloyds Solicitor panel exclude Licensed Conveyancers?
The Lloyds conveyancing panel is, like many other lenders, associated to the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
Would the conveyancing lawyers identified through your search tool handle auction conveyancing in Hartford?
There are a number of auction solicitors we can connect you with those specialising in auction conveyancing. Hartford is just one of our locations in which our lawyers have a presence.
Do commercial conveyancing searches reveal proposed roadworks that may affect a commercial land in Hartford?
Its becoming the norm that commercial conveyancing solicitors in Hartford will conduct a SiteSolutions Highways report as it dramatically cuts the time that conveyancers spend in investigating accurate data on highways that impact buildings and development assets in Hartford. The report provides definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Hartford.
For each commercial conveyancing transaction in Hartford it is crucial to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been dealt with adequately can cause delays to Hartford commercial conveyancing deals as well as present a risk to future plans for the site. These searches are not carried out for domestic conveyancing in Hartford.
I purchased a 4 bedroom Georgian house in Hartford. Conveyancing lawyer represented me and Norwich and Peterborough Building Society. I did a free Land Registry search last week and I saw two entries: the first freehold, another for leasehold under the exact same address. If a house is not a freehold shouldn't I have been informed?
You need to assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Hartford and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the position with your conveyancing lawyer who conducted the purchase.
Yesterday I discovered that there is a flying freehold issue on a property I have offered on last month in what should have been a simple, chain free conveyancing. Hartford is the location of the property. Can you shed any light on this issue?
Flying freeholds in Hartford are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Hartford you would need to get your solicitor to go through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Hartford may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I was advised by a number of estate agents in Hartford to select a conveyancer using your seach tool. What’s the financial incentive for Estate Agents to market your lawyers rather than a competitor’s?
We don’t offer any referral fee for pointing buyers and sellers to this site. We found it would be just too difficult to pay a commission because home movers will think, ‘Why is the agent getting a kickback? Why am I not getting any benefit too?’ So we decided to step away from that.