Can I use your services to find a Conveyancing solicitor in Helsby even if I’m not buying or disposing of a house, for instance if I intend to buy a shop in Helsby with a mortgage from The Mortgage Works?
The service is mainly there to find domestic conveyancing solicitors in Helsby but we have listed at the bottom of this page a few Helsby commercial conveyancing firms. You will need to enquire with the firm directly to establish if they can also act for The Mortgage Works
How does conveyancing in Helsby differ for new build properties?
Most buyers of new build property in Helsby come to us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the house is ready to move into. This is because new home sellers in Helsby usually buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Helsby or who has acted in the same development.
I decided to have a survey done on a property in Helsby ahead of retaining solicitors. I have been told that there is a flying freehold overhang to the property. The surveyor has said that some lenders will not issue a loan on a flying freehold property.
It varies from the lender to lender. Bank of Scotland has different instructions for example to Birmingham Midshires. Should you wish to telephone us we can check with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Helsby. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Helsby to see if the conveyancing costs will increase in light of this.
Should I be concerned by 3rd parties that I am dealing with are recommending a factory type conveyancing firm rather than a High Street Helsby conveyancing firm?
As with lots of service providers, often recommendations from relatives can be extremely useful or valuable. Yet there are many parties with a vested interest in a conveyancing transaction; estate agents, financial adviser and mortgage companies may put forward lawyers to instruct. Sometimes the conveyancers might be known to one of the organisations as one of the best in their field, but sometimes there is an underlying commercial relationship behind the endorsement. You have the right to select your own lawyer. However, bear in mind that many banks specify a panel list of conveyancers you must use for the mortgage related work in your home move.
My husband and I are a fortnight into a freehold purchase having been recommend to solicitors by the estate agent to perform conveyancing in Helsby. We are not happy. Could you you assist me in finding new lawyers?
They would have to be really bad in order to consider diss instructing them. Has the mortgage been generated? In the event that it has you must advise them of the new contact details and get the loan are re-issued. Your new solicitor ideally needs to be on the lenders panel to avoid escalating expenses and delays. That should be your starting point. Our find a solicitor tool can assist you in finding a bank approved solicitor for your home move in Helsby
I acquired a flat in Helsby last 9/6/2023 and to date it is still not recorded with HM Land Registry. It is part of a new estate and my lawyer told me that it may take twelve months to complete the registration formalities. I have spoken with HM Land Registry directly and they have informed me the initial application was cancelled due to questions not being addressed in time. What can I do?
Contact your solicitor - if you are not getting sensible responses, look up their firm’s complaints procedure and escalate your problem to a Complaints Manager. Registrations for Helsby conveyancing are not known to be especially complex.