At long last a loan offer from Santander for the remortgage of my 2 bedroom flat is to be issued by the end of next week. Are you able to recommend a low cost conveyancing law firm in Frodsham?
You are on the wrong site if you are in need of cut-price fees for conveyancing solicitors in Frodsham. We can offer you excellent value conveyancing but our intention is not to advertise as being the cheapest. Resist the temptation to appoint companies seducing you with ninety nine pound conveyancing in Frodsham. The optimum outcome, in choosing a lawyer for cheap conveyancing, you will get your money’s worth and at worst you will end up spending a lot in extras and still not get the service required.
My husband and I are refinancing our maisonette in Frodsham with Santander. We have a son 18 who lives at home. Our solicitor requested us to identify anyone over the age of 17 other than ourselves who reside at the property. Our lawyer has now e-mailed a document for our son to sign, giving up any rights in the event that the flat is forfeited by the lender. I have a couple of concerns (1) Is this form unique to the Santander conveyancing panel as he never had to sign this form when we bought 4 years ago (2) In signing this form is our son in any way compromising his right to inherit the property?
First, rest assured that your Santander conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Santander. This is solely used to protect Santander if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Santander had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
Can your site be used to locate a Conveyancing solicitor in Frodsham even where I’m not buying or selling a house, for instance if I intend to buy an office in Frodsham with a loan from Britannia?
Our comparison service is primarily there to find residential conveyancing solicitors in Frodsham but we have recorded towards the end of this page a selection of Frodsham commercial conveyancing firms. You should enquire with the company directly to establish if they can also act for Britannia
How does conveyancing in Frodsham differ for newly converted properties?
Most buyers of new build residence in Frodsham approach us having been asked by the seller to sign contracts and commit to the purchase even before the house is ready to move into. This is because developers in Frodsham typically purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Frodsham or who has acted in the same development.
I decided to have a survey done on a property in Frodsham before appointing solicitors. I have been advised that there is a flying freehold element to the property. The surveyor advised that some banks will not give a mortgage on such a home.
It depends who your proposed lender is. Lloyds has different requirements from Nationwide. If you e-mail us we can investigate further via the relevant bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Frodsham. Conveyancing will be smoother if you use a solicitor in Frodsham especially if they are familiar with such properties in Frodsham.
Can I establish who owns a house in Frodsham?
Provided the property is registered with the Land Registry, and you have enough specifics of the address of the property, you should be able to view details from the the Land Registry of the recorded owner for a a minimal charge.