Just contacted my conveyancing lawyer in Northwich who completed the legal work two years ago asking for a conveyancing costs illustration based on the same type of house sale & purchase (a leasehold residence and a freehold premises) of similar values with a mortgage from Britannia. It looks as though am now being charged twice the amount. Should I hunt for a cheaper online conveyancer?
The estimate fees appear a bit high. If you are prepared to invest time scrutinising charges you could get the conveyancing a bit cheaper by as much as £100 plus VAT. On the other hand, assuming were happy with the service the firm provided you maycome to rue choosing an an unknown conveyancer. Remember to enquire that the solicitor can act for Britannia. You can use our search tool to get a quote a Northwich conveyancing firm on the Britannia approved list of lawyers, which can often include conveyancing solicitors in Northwich.
What does my ID and proof of funds have anything to do with my conveyancing in Northwich? Why is this being asked of me?
In order to comply with Money Laundering Regulations any Northwich conveyancing firm will require evidence of your identity in all conveyancing matters. This is normally satisfied by provision of a passport and an original bank statement or utility bill evidencing your correct address.
In accordance with Money Laundering Regulations, conveyancing solicitors are duty bound to validate not simply the identity of conveyancing clients but also the origin of fund that they receive in respect of any matter. An unwillingness to disclose this may lead to your conveyancer cancelling their relationship with you, as clearly this will cause a conflict between the set Regulations and a refusal to disclose.
Your conveyancers will have an obligation to make a disclosure to the appropriate authorities should they believe that any amounts received by them may contravene the Money Laundering Regulations.
I am selling my house in Northwich. Will the solicitor have to be on the Co-operative conveyancing panel in order to deal with paying off my mortgage?
Ordinarily, even if your lawyer is not on the Co-operative conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their panel criteria fairly frequently currently.
I require fast conveyancing in Northwich as I have pressure to complete inside one month. A home loan is not required. Is it possible to escape the need for conveyancing searches to save fees and time?
If.Given you are not obtaining a mortgage you have the choice not to do searches although no lawyer would suggest that you don't. With plenty of history conveyancing in Northwich the following are examples of issues that can appear and therefore impact market value: Enforcement Notices, Outstanding Charges, Outstanding Grants, Unadopted Roads,...
five months have elapsed following my purchase conveyancing in Northwich completed. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Is it best to use a Northwich conveyancing practitioner based in the vicinity that I am purchasing? We have a good friend who can handle the legal formalities but his firm is located a couple of hundredkilometers away.
The primary upside of using a high street Northwich conveyancing firm is that you can visit the firm to sign paperwork, deliver your ID and pester them where appropriate. They will also have local insight which is a benefit. That being said it's more important to get someone that will pull out all the stops for you. If other friends have used your friend and in the main were impressed that should outweigh using an unknown Northwich conveyancing solicitor just because they are round the corner.