My friend's uncle is a solicitor. I expect that I will receive mate’s fee for conveyancing, but if not, what level of costs should I be paying for conveyancing in Cheshire?
It’s prudent to look for two or three conveyancing quotes. Make use of our search tool on this site. Whilst charges seem to vary but service levels do are distinct between property lawyers as is the case with most professions.
My uncle passed away 10 months ago and as sole heir and executor I was left the house in Cheshire. The house had a small mortgage left on it of around £8000. I want to have the title changed into my name whilst I re-mortgage to Skipton, pay off the mortgage. Is this allowed?
If you plan to refinance then Skipton will insist on your using a conveyancer on the Skipton conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Skipton conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Skipton mortgage is registered as a charge at the Land Registry.
This question may be naive but I am unexperienced as a first time buyer of a garden flat in Cheshire. Do I collect the keys to the property on the completion date from my solicitor? If this is the case, I will appoint a High Street conveyancing solicitor in Cheshire?
There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will arrange to send the completion advance to the vendor’s conveyancers, and once they have received this, you will be called to receive the keys from the property Agents and start moving into the property. Usually this happens between 1 and 3pm.
We previously appointed solicitors located in Cheshire on the Co-operative solicitor panel. They have just billed me a further charge for the legal aspects of the Co-operative mortgage. Is this a supplemental conveyancing fee set by Co-operative?
As unfair as it may seem, as long as it’s in their Terms and Conditions or estimate then yes your conveyancer may charge a fee for this. This fee is not dictated by Co-operative but by your Cheshire conveyancer. Some firms on the Co-operative panel will levy an ‘acting for lender’ fee but many practices include it on their overall fee.
I am selling my house. I had a double glazing fitted in May 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Principality are being a right pain. The Cheshire solicitor who is on the Principality conveyancing panel is saying indemnity insurance will be fine but Principality are insisting on a building regulation certificate. Why do Principality have a conveyancing panel if they don't accept advice from them?
It is probably the case that Principality have referred the matter to their valuer. The reason why Principality may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I decided to have a survey done on a property in Cheshire ahead of appointing lawyers. I have been told that there is a flying freehold element to the property. The surveyor advised that some banks may refuse to issue a mortgage on a flying freehold house.
It depends who your proposed lender is. Lloyds has different instructions for example to Nationwide. If you call us we can check with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Cheshire. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Cheshire to see if the conveyancing will be more expensive.
I'm refinancing my primary property to a BTL loan with Barclays Direct and I will use the ballance of the raised equity as a deposit on further house. The neighborhood we are talking about is Cheshire. Will your solicitors be able to act for both sets of banks and tie in the transactions?
Make use of our search tool on this site to ensure that the solicitors are on the relevant lender panels. Assuming that they are your solicitor should be able to connect the two transactions but you should have a chat with you conveyancer and communicate your expectations and requirements.
In my capacity as executor for the will of my grandfather I am disposing of a house in Swansea but reside in Cheshire. My lawyer (based 260 miles from merequires that I execute a statutory declaration before completion. Could you suggest a conveyancing practitioner in Cheshire who can attest and place their company stamp on the document?
Technically speaking you are not likely to need to have the documents attested by a conveyancing solicitor. Normally any notary public or solicitor will do regardless of whether they are Cheshire based