Can your site be used to locate a Conveyancing solicitor in Cheshire even where I’m not purchasing or disposing of a house, for instance if I intend to buy an office in Cheshire with a mortgage from Halifax?
The service is predominantly used to select domestic conveyancing solicitors in Cheshire but we have listed at the end of this page some Cheshire commercial conveyancing firms. You will need to enquire with the company directly to check if they are also authorised to represent Halifax
Is there a search tool that I can utilise to find out if the solicitor carrying out my conveyancing in Cheshire is on the mortgage lender’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for Aldermore thus spending £175.00 in additional conveyancing costs.
Please do take advantage of the search tool on this web page. Please choose the mortgage company and type ‘Cheshire’ or your location and you will see numerous solicitors based in Cheshire or near you.
Planning on purchasing a apartment in Cheshire. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Yorkshire BS conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Cheshire conveyancing practitioner is on the Yorkshire BS conveyancing panel.
I've read lots of house buying guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Cheshire solicitor - who is on the Bank of Ireland conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
Bank of Ireland will need an independent valuation of the property. Your lawyer will not arrange this. Usually Bank of Ireland will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your property lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Cheshire postcode. As you are getting a mortgage with Bank of Ireland, you could contact them to see if they have a list of approved surveyors in Cheshire.
Nottingham have agreed my mortgage in principle, my offer on a flat in Cheshire has been accepted, what happens next?
Your property agent will wish to be advised as to your property lawyer's details (ensure that the solicitors are on the bank’s approved list). Contact Nottingham or your financial adviser and finalise any appropriate documentation. Nottingham will appoint a valuer who will get in contact with the selling agent or owners to schedule an appointment. Once conducted (assuming no problems) it takes approximately ten days for the mortgage offer to be issued. Nottingham will send the offer to you and your lawyers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Cheshire.
How does conveyancing in Cheshire differ for newly converted properties?
Most buyers of new build or newly converted property in Cheshire come to us having been asked by the housebuilder to sign contracts and commit to the purchase even before the house is ready to move into. This is because developers in Cheshire tend to acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Cheshire or who has acted in the same development.
I am looking to sell my home. My former lawyers has retired. I am in need of a recommendation of a conveyancing firm. Im based in Cheshire if that affects matters.
Please use our search tool to help you choose a solicitor for your conveyancing in Cheshire. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move goes smoothly.
Much to my surprise my property lawyer in Cheshire is asking me for identification documents stating that this forms part of his requirements as a conveyancer on the bank Conveyancing panel. Can this be correct?
Anti-terror and anti-money-laundering rules require Cheshire conveyancing solicitors and licensed conveyancers to verify the identity of the person or body they are dealing with before they can accept their conveyancing business. The Terms and Conditions that you need to sign will no doubt confirm this. Your lawyer is right that the bank also require certain documents to be viewed. If a you refuse to provide ID verification documents, your conveyancer would not be able to accept instructions from you. Your lawyer also has obligations to obtain certain documents in accordance with the lender's UK Finance Lenders’ Handbook requirements