We see that you have a search directory identifying law firms on the Barclays conveyancing panel. Do companies pay you a referral fee if I instruct them for our conveyancing in Cheshire?
We are a listing service only for law firms wishing to communicate if they are on the Barclays conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Cheshire.
I am assisting my step-mother sell her flat in Cheshire. Will the conveyancer order an EPC or do I organise this?
After the abolition of Home Information Packs, EPC’s was retained a mandatory part of selling a property. An energy assessment should be to hand in advance of the property being marketed. This is not a task that lawyers normally organise. If you are instructing a Cheshire conveyancing practitioner they might be willing to arrange energy performance certificates given their relationships with reputable local assessors
My lawyer has informed me that lack of building regulations insurance is required on my purchase. What is the level of cover for Cheshire conveyancing?
The appropriate level of lack of building regulations indemnity insurance should be dictated by who your lender. It would differ for example between National Westminster Bank and Skipton Building Society. Conveyancing solicitors as opposed to members of the public take out such policies.
I can not work out if my bank requires a lease extension. I have called my Cheshire bank branch on numerous occasions and was told it wasn't an issue and they will lend. My Cheshire conveyancing solicitor - who is on the mortgage company conveyancing panel- called to say that they would not lend based on their specific requirements. Who do I believe?
The lawyer must follow the Council of Mortgage Lenders’ Handbook Part 2 conditions for your bank. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years remaining.
Should commercial conveyancing searches reveal planned roadworks that could impact a commercial estate in Cheshire?
Its becoming the norm that commercial conveyancing solicitors in Cheshire will carry out a SiteSolutions Highways report as it dramatically cuts the time that conveyancers spend in researching accurate data on highways that impact buildings and development assets in Cheshire. The search result provides definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Cheshire.
For each commercial conveyancing transaction in Cheshire it is critical to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been dealt with adequately could result in delays to Cheshire commercial conveyancing deals as well as pose a risk to future plans for the site. These searches are not ordered for domestic conveyancing in Cheshire.
I've recently found out that there is a flying freehold issue on a house I have offered on two weeks back in what should have been a quick, no chain conveyancing. Cheshire is where the house is located. Can you offer any opinion?
Flying freeholds in Cheshire are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Cheshire you would need to get your solicitor to go through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Cheshire may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I have been sourcing a conveyancing lawyer in Cheshire for my house move. Can I check a firm’s complaints history with the legal regulator?
Members of the public can search for published Solicitor Regulator Association (SRA) decisions stemming from investigations commenced on or after Jan 2008. Go to Check a solicitor's record. For records Pre 2008, or to check a solicitors record, ring 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, use +44 (0)121 329 6800. The regulator sometimes recorded call for training requirements.
I am hoping to put an offer on a small detached house that appears to be perfect, at a great figure which is making it more attractive. I have subsequently been informed that the title is leasehold as opposed to freehold. I am assuming that there are particular concerns buying a house with a leasehold title in Cheshire. Conveyancing solicitors have are about to be appointed. Will my lawyers set out the implications of buying a leasehold house in Cheshire ?
Most houses in Cheshire are freehold rather than leasehold. This is one of the situations where having a local conveyancer used to dealing with such properties who can help the conveyancing process. We note that you are buying in Cheshire in which case you should be looking for a Cheshire conveyancing solicitor and check that they have experience in dealing with leasehold houses. As a matter of priority you will need to check the unexpired lease term. As a tenant you will not be at liberty to do whatever you want with the house. The lease will likely included provisions for example requiring the landlord’spermission to carry out alterations. You may also be required to pay a service charge towards the maintenance of the estate where the house is located on an estate. Your conveyancer will report to you on the legal implications.
Cheshire Leasehold Conveyancing - Sample of Questions you should consider Prior to buying
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Generally speaking the outlay for major works are not built into the service charges, albeit that there some managing agents in Cheshire obliged leasehold owners to pay into a reserve fund created for the specific intention of building a fund for larger works. It is important to be aware whether window replacement or some other major work is pending that will be shared between the leaseholders and may well materially impact the level of the service costs or necessitate a one off invoice. Most Cheshire leasehold flats will have a service bill for maintenance of the block set on behalf of the management company. Where you acquire the flat you will have to pay this liability, normally quarterly throughout the year. This may be anything from a few hundred pounds to thousands of pounds for large purpose-built buildings. There will also be a rentcharge to be met yearly, this is usually not a large figure, say about £25-£75 but you should to enquire it because sometimes it could be prohibitively expensive.