We note that you have a post code search directory identifying law firms on the Lloyds conveyancing panel. Do firms pay you a referral fee if I instruct them for our conveyancing in Cheshire?
We are a listing service only for law firms wishing to communicate if they are on the Lloyds conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Cheshire.
I am helping my aunt sell her house in Cheshire. Does the conveyancer arrange an energy performance certificate or it is for the owner to coordinate?
After the demise of HIPs, EPC’s was retained a mandatory part of moving house. An EPC must be commissioned prior to the property being marketed. This is not a task that law firms normally arrange. Where you are instructing a Cheshire conveyancing solicitor they might be able to arrange EPC’s due to their relationships with reputable local providers
I am being advised by my solicitor that missing deeds insurance is needed on my purchase. What is the level of cover for Cheshire conveyancing?
The appropriate level of missing deeds indemnity insurance depends on who your lender is. It would differ for example between Accord Mortgages Ltd and Norwich and Peterborough Building Society. Conveyancing solicitors as opposed to borrowers take out such insurances.
It is not clear whether my mortgage offer requires a lease extension. I have called my Cheshire bank branch on a couple of occasions and was told they are content with the situation and they would lend. My Cheshire conveyancing solicitor - who is on the lender conveyancing panel- telephoned and was told they would not lend in accordance with their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?
As long as the conveyancer is on the bank approved list, they must adhere to the Council of Mortgage Lenders’ Handbook conditions for the lender. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.
Do commercial conveyancing searches disclose impending roadworks that may impact a commercial property in Cheshire?
Its becoming the norm that commercial conveyancing solicitors in Cheshire will perform a SiteSolutions Highways report as it reduces the time that conveyancers expend in researching accurate data on highways that impact buildings and development assets in Cheshire. The report provides definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Cheshire.
For every commercial conveyancing transaction in Cheshire it is critical to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been dealt with adequately can cause delays to Cheshire commercial conveyancing deals as well as pose a risk to future intentions for the site. These searches are not conducted for domestic conveyancing in Cheshire.
Yesterday I discovered that there is a flying freehold element on a house I put an offer in last month in what was supposed to be a simple, chain free conveyancing. Cheshire is where the house is located. What do you suggest?
Flying freeholds in Cheshire are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Cheshire you must be sure that your lawyer goes through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Cheshire may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I need to instruct a conveyancing practitioner in Cheshire for my home move. Can I see a firm’s record with the profession’s regulator?
One can find presented Solicitor Regulator Association (SRA) decisions stemming from investigations from 2008 onwards. Visit Check a solicitor's record. To find records about the period before 1 January 2008, or to check a firm's record, ring 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, call +44 (0)121 329 6800. The regulator sometimes monitor call for training reasons.
I am hoping to put an offer on a small detached house that seems to meet my requirements, at a great price which is making it all the more appealing. I have just been informed that the title is leasehold as opposed to freehold. I would have thought that there are issues buying a leasehold house in Cheshire. Conveyancing solicitors have are soon to be instructed. Will they explain the issues?
The majority of houses in Cheshire are freehold rather than leasehold. This is one of the situations where having a local conveyancer who is familiar with the area who can assist with the conveyancing process. It is clear that you are purchasing in Cheshire in which case you should be shopping around for a Cheshire conveyancing practitioner and check that they have experience in dealing with leasehold houses. First you will need to check the number of years remaining. As a tenant you will not be entirely free to do whatever you want to the property. The lease will likely included provisions such as requiring the landlord’sconsent to carry out alterations. It may be necessary to pay a maintenance charge towards the maintenance of the communal areas where the house is located on an estate. Your lawyer will advise you fully on all the issues.
Cheshire Conveyancing for Leasehold Flats - A selection of Queries before buying
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It would be a good idea to enquire if there is anything that is prohibited in the lease. By way of example it is very common in Cheshire leases that pets are not allowed in certain buildings in Cheshire. If you like the apartmentin Cheshire yet your dog is not allowed to live with you then you will be faced difficult compromise. Most Cheshire leasehold flats will have a service charge for the upkeep of the block invoiced by the management company. Should you purchase the property you will have to pay this amount, normally periodically during the year. This can vary from a few hundred pounds to thousands of pounds for large purpose-built buildings. In all likelihood there will be a ground rent for you to pay annual, normally this is not a significant amount, say about £25-£75 but you should to check it because occasionally it can be many hundreds of pounds.