We note that you have a search directory listing solicitors on the Bank of Ireland conveyancing panel. Do companies pay you a referral fee if I instruct them for our own conveyancing in Kelsall?
We are a listing service only for law firms wishing to communicate if they are on the Bank of Ireland conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Kelsall.
We're in Kelsall, First time buyers buying with a mortgage (lender is Coventry BS , and our lawyer is on the Coventry BS conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Coventry BS conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no lawyer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
Are there restrictive covenants that are commonly picked up during conveyancing in Kelsall?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Kelsall. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I'm buying a new build house in Kelsall benefiting from help to buy. The builders refused to budge the amount so I negotiated 6k of fixtures and fittings instead. The property agent advised me not reveal to my lawyer about the side-deal as it will affect my loan with Godiva Mortgages Ltd. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Am I best advised to appoint a Kelsall conveyancing practitioner in close proximity to the house I am buying? I have an old university friend who can execute the conveyancing but her office is a couple of hundredmiles away.
The primary upside of using a local Kelsall conveyancing practice is that you can drop in to execute paperwork, hand in your identification documents and apply pressure on them where appropriate. Having local Kelsall know how is a benefit. However it's more important to get someone that will do a good and efficient job. If other friends have instructed your friend and on the whole were impressed that must trump using an unfamiliar Kelsall conveyancing lawyer just because they are Kelsall based.
What can I do where I am not happy with the lawyer who did my conveyancing in Kelsall?
We live in an imperfect world, and unfortunately every so often matters do not go as planned. Nevertheless there is recourse if you were unhappy with your conveyancing in Kelsall. This varies from trying to resolve matters directly with them, through to reporting a solicitor to their governing body. If things still aren’t resolved you may consider getting in touch with the Legal Ombudsman.