Do the conveyancing lawyers identified via your search tool handle attended exchange conveyancing in Runcorn?
There are a few conveyancing experts carrying out one day exchanges. You should contact us to get a costs illustration and details as to availability.
We are close to exchanging contracts on the sale of our home in Runcorn and the buyers lawyers are claiming that there is a possibility that the property was built on contaminated land. Any high street Runcorn conveyancer would know that there is no such problem. It does beg the question why the purchasers are using a nationwide conveyancing outfit as opposed to a conveyancing solicitor in Runcorn. We have lived in Runcorn for six years we know of no issue. Is it a good idea to contact our local Authority to seek clarification that the buyers are looking for.
It sounds as though you may have a conveyancing firm already. Are they able to advise? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
The deeds to my home can not be found. The solicitors who did the conveyancing in Runcorn 5 years ago have long since closed. What are my next steps?
Assuming the title is registered the details of your ownership will be documented by the Land Registry under a Title Number. It is possible to carry out a search at the Land Registry, find your property and get up to date copies of the Registered Entries for less than a fiver. Where the property is Leasehold then the Land Registry will usually hold a certified duplicate of the Registered Lease and again, a copy can be ordered for twenty pounds.
I'm buying my first flat in Runcorn with a mortgage from The Royal Bank of Scotland. The developers refused to budge the amount so I negotiated five thousand pounds worth of additionals instead. The property agent told me not inform my solicitor about the side-deal as it would put at risk my mortgage with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the advice of my in-laws I had a survey completed on a property in Runcorn in advance of retaining solicitors. I have been advised that there is a flying freehold aspect to the house. My surveyor has said that some lenders tend refuse to issue a mortgage on this type of premises.
It depends who your proposed lender is. Santander has different requirements for example to Nationwide. Should you wish to telephone us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Runcorn. Conveyancing will be smoother if you use a solicitor in Runcorn especially if they are accustomed to such properties in Runcorn.
My conveyancing in Runcorn completes on Friday, yet the people I am purchasing from wants to move out on the Saturday PM. Can I accept this?
It is not possible to complete on a Saturday due to the bank systems are not operational.