We were about to retain a conveyancing solicitor in Runcorn listed using your search tool but have come across alternative quotes via the web look less expensive – why is this?
There are numerous solicitors offering at first sight what seems to be cut price. Our advice is to give due consideration about how important this transaction is to you that want to take 'cheap' risks over the quality of the legal work. Some hide fees deep into the terms of business. The conveyancers that we list for conveyancing in Runcorn will notbehave this way.
My husband and I changing mortgage lender for our apartment in Runcorn with Nationwide. We have a son 19 who lives at home. Our solicitor has asked us to disclose anyone over the age of 17 other than ourselves who lives in the flat. Our lawyer has now e-mailed a document for our son to sign, giving up any rights in the event that the apartment is repossessed. I have two questions (1) Is this form unique to the Nationwide conveyancing panel as he did not need to sign this form when we remortgaged 5 years ago (2) Does our son by signing this extinguish his rights to inherit the property?
On the face of it your lawyer has done nothing wrong as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Nationwide. This is solely used to protect Nationwide if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Nationwide had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
When can the exchange of contracts take place for residential conveyancing in Runcorn and am I required to be at the solicitors office?
If you are in close proximity to one of the conveyancing solicitors in Runcorn you are welcome to come in to sign contracts. That being said, the lender approved solicitors we recommend offer countrywide coverage for conveyancing and give as equally diligent and professional a job for you when dealing with you digitally. The signing of the property agreement is not the critical part. Signing on the dotted line is necessary for the conveyancer to address the formalities when the time is right, which is ordinarily shortly after signing. The procedure is nowadays normally dealt with by telephone and can be very rapid, although where a lengthy "chain" is in the mix, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Runcorn)to be in the office available at the end of the phone to exchange contracts.
Yesterday I discovered that there is a flying freehold issue on a house I put an offer in two weeks back in what was supposed to be a simple, no chain conveyancing. Runcorn is the location of the property. Is there any advice you can give?
Flying freeholds in Runcorn are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Runcorn you would need to get your solicitor to go through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Runcorn may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I have been advised by numerous selling agents in Runcorn to select a solicitor on your site. What’s the financial inducement for Estate Agents to market your services over alternative conveyancing organisations?
We don’t give any commission for sending work our way. We found it would be just too difficult a fee because members of the public would think, ‘How come the agent getting a kickback? Why am I not receiving any benefit too?’ We would prefer to grow our business on genuine recommendations.
In my capacity as executor for the will of my grandfather I am selling a residence in Monmouth but I am based in Runcorn. My solicitor (based 235 kilometers from meneeds me to execute a statutory declaration ahead of the transaction finalising. Could you suggest a conveyancing lawyer in Runcorn who can witness this legal document for me?
strictly speaking you are not likely to need to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or solicitor will suffice regardless of whether they are based in Runcorn