How up to date is your database of Grappenhall solicitors on the Aldermore conveyancing panel? Do Aldermore send you an updated list?
Grappenhall conveyancing firms themselves provide us confirmation that they are on the Aldermore conveyancing panel as opposed to being supplied with a list from Aldermore directly.
We are close to exchanging contracts on the sale of our property in Grappenhall and the buyers lawyers are claiming that there is a possibility that the property was built on contaminated land. A local lawyer would know that there is no such problem. For the life of me I don't know why the purchasers used an online conveyancing firm as opposed to a conveyancing solicitor in Grappenhall. We have lived in Grappenhall for three years we know that this is a non issue. Is it a good idea to contact our local Authority to seek clarification that there is no issue.
It would appear that you have a conveyancing solicitor currently acting for you. What do they say? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
Me and my brother own a terraced Georgian house in Grappenhall. Conveyancing solicitor represented me and Bank of Scotland. I did a free Land Registry search last week and I saw two entries: the first freehold, the second leasehold with the matching address. If a house is not a freehold shouldn't I have been informed?
You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Grappenhall and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the position with your conveyancing practitioner who conducted the conveyancing.
I'm purchasing my first flat in Grappenhall with the aid of help to buy. The builders would not reduce the price so I negotiated £7000 of extras instead. The estate agent advised me not disclose to my solicitor about the side-deal as it will affect my loan with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the advice of my in-laws I had a survey completed on a house in Grappenhall in advance of appointing lawyers. I have been informed that there is a flying freehold overhang to the property. My surveyor has said that some mortgage companies tend not give a mortgage on a flying freehold premises.
It depends who your proposed lender is. Bank of Scotland has different instructions from Halifax. Should you wish to call us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Grappenhall. Conveyancing will be smoother if you use a solicitor in Grappenhall especially if they regularly deal with such properties in Grappenhall.
My lender have just issued us with a mortgage offer. We appointed a reputable conveyancer in Grappenhall yesterday. A couple of hours ago, our financial adviser contacted us saying that the bank said that we cannot use our solicitor as they aren't on their panel. As novices, we did not have a clue that the bank had some control over our choice Is this usual?
You can actually choose any lawyer you prefer to appoint including the said conveyancer in Grappenhall nevertheless if your bank aren't happy with them you would have to pay additional cost so the mortgage company can retain their own conveyancer too. On occasion it is possible your preferred conveyancing firm to get added to the mortgage company panel. You can use web-based search facilities including lenderpanel.com to find a conveyancing solcitor in Grappenhall on the mortgage company panel. You can go into your high street mortgage company branch in Grappenhall. They can recommend conveyancing solicitors in Grappenhall on the panel for your lender.