Please could you vouch for a Bank of Ireland sanctioned Clifton Village conveyancing practice that can complete within 10 days? Would it be better to use a local Clifton Village solicitor or a nationwide conveyancer?
We can recommend some very good Clifton Village conveyancing firms. Another option is to visit the main road in Clifton Village. Visit a couple of firms and request to see a conveyancing solicitor for a quote. Explain your expectations together with the reasons and ask for a commitment on speed. Select the one that you are most comfortable with.
We note that you have a search directory listing solicitors on the Lloyds conveyancing panel. Do companies pay you a commission if I appoint them for our own conveyancing in Clifton Village?
We are a listing service only for law firms wishing to communicate if they are on the Lloyds conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Clifton Village.
I'm purchasing my first flat in Clifton Village with a loan from Bank of Ireland. The builders would not move on the amount so I negotiated five thousand pounds worth of additionals instead. The property agent told me not inform my solicitor about this side-deal as it may jeopardize my loan with Bank of Ireland. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I have been on the look out for a leasehold apartment up to £195,000 and identified one round the corner in Clifton Village I like with a park and station nearby, the downside is that it only has 49 years on the lease. I can't really find anything else in Clifton Village suitable, so just wondered if I would be making a grave error purchasing a short lease?
Should you need a mortgage that many years will likely be problematic. Discount the price by the expected lease extension will cost if not already taken into account. If the existing owner has owned the property for at least 2 years you may ask them to start the process of the extension and then assign it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should speak to your conveyancing solicitor about this.
Is there anything unique about your site and other internet conveyancing brokers when it comes to conveyancing in Clifton Village?
At this site get a fixed fee costs illustration via a Solicitor or Licensed Conveyancer that has a full understanding of the nuances of your conveyancing in Clifton Village. As opposed to estate agents and brokerage sites we do not operate referral arrangements with solicitors. Some agents and online brokers 'recommend' solicitors that pays the highest kickback, not the best value conveyancing in Clifton Village
Am I best advised to appoint a Clifton Village conveyancing lawyer who is local to the property I am buying? We have a good friend who can deal with the legal formalities but her office is approximately 350miles away.
The benefit of a high street Clifton Village conveyancing practice is that you can pop in to sign documents, hand in your identification documents and pester them if necessary. They will also have local insight which is a bonus. That being said it's more important to get someone that will do a good and efficient job. If if people you trust instructed your friend and on the whole were content that should trump using an unfamiliar Clifton Village conveyancing solicitor just because they are Clifton Village based.