Unfortunately I am unable to travel far from Leicestershire. Please explain the reason why all Leicestershire solicitors aren't included on all lender panels?
Pre- 2008 most mortgage companies exhibited an attitude to risk which differs from the current day. The Financial Services Authority in 2010 carried out a thematic review into mortgage fraud which concluded: know the conveyancing practitioners on your panel. As a result, lenders have since looked to extract more information from law firms concerning their operations and the staff who work for them and set certain criteria such as completing a minimum number of transactions. Many law practices have found themselves removed from lender panels even though they had 100% healthy track record, no complaints and no claims and didn't just 'dabble' in conveyancing. Such firms found it impossible satisfy the minimum volume of transactions the lenders insisted on.
We are looking to buy a flat and require a conveyancing solicitor in Leicestershire who is on the Co-operative conveyancing panel. Can you recommend a local firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Co-operative . We don't recommend any particular firms conducting conveyancing in Leicestershire.
I am the sole beneficiary of my late grandmother’s estate with all property in now in my sole name, including the my former home in Leicestershire. Conveyancing formalities meant that the Land Registry date was in July. I now wish to sell up. I do know about the CML 6 month 'rule', meaning my proprietorship may be considered the same way as if I'd bought the house in July. Is the property unsalable for six months?
The Council of Mortgage Lenders’ handbook instructs solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you might be caught by that. Most mortgage companies would take a pragmatic view as this obligation primarily exists to pick up on subsales or the wholesaling and assigning of properties.
Completion of my remortgage has taken place for my property in Leicestershire. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. How do I make a complaint?
Almost all lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Team at head office. Ordinarily complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
Co-operative have agreed my home loan in principle, my offer on a property in Leicestershire has been accepted, what happens next?
Your property agent will want to know who your solicitors are (ensure that the solicitors are on the lender’s panel). Call up Co-operative or the broker and finalise any appropriate documentation. Co-operative will sellect a valuer who will get in touch with the estate agent or vendor to book a time for the valuation to take place. Once conducted (assuming no problems) it takes about a week to get a mortgage offer. Co-operative will send the offer to you and your solicitors. The legal work will then take it’s course according the nature and complexity of the conveyancing in Leicestershire.
I completed on my home on 12 March and the transaction details is not yet registered. Need I be worried? My conveyancing solicitor in Leicestershire advises it should be recorded inside ten days. Are transfers in Leicestershire uniquely lengthy to register?
There is nothing unique when it comes to conveyancing in Leicestershire registration formalities. As opposed to being determined by geographic area, timescales can adjust subject to who lodges the application, whether it is in order and whether the Land registry have to notify any 3rd parties. At present roughly three quarters of such applications are completed within two weeks but occasionally there can be extensive hold-ups. Registration occurs once the new owner has moved in to the premises so post completion formalities is not always primary concern but if it is urgent that the the registration takes place urgently then you or your conveyancer should speak with the land registry and explain the circumstances.
I've recently found out that there is a flying freehold issue on a property I put an offer in two weeks back in what should have been a straight forward, chain free conveyancing. Leicestershire is the location of the property. What do you suggest?
Flying freeholds in Leicestershire are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Leicestershire you would need to get your solicitor to go through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Leicestershire may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I bought a flat in Leicestershire last 7/5/2025 and to date it is still not registered with HMLR. It was part of a development site and my conveyancing practitioner told me that it may take over a year to register. I have contacted HM Land Registry directly and they have informed me the original application was cancelled due to failure to reply to requisitions. Do I need to be concerned?
Contact your conveyancer - if you are not getting sensible responses, look up their firm’s complaints process and escalate your concerns to a Complaints Manager. Registrations for Leicestershire conveyancing are not known to be significantly delayed.