A colleague suggested that where I am purchasing in Clifton I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is sometimes quoted for as part of the standard Clifton conveyancing searches. It is not a small report of about 40 pages, listing and detailing important information about Clifton around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Clifton Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Clifton Education with maps and statistics, Local Amenities and other useful data regarding Clifton.
I moved into my house on 13 September and my personal details is yet to be registered. Any reason for this? My conveyancing solicitor in Clifton advises it should be concluded inside ten days. Are titles in Clifton uniquely lengthy to register?
There is nothing unique about conveyancing in Clifton registration formalities. Rather than based on location, timeframes can differ depending on who lodges the application, whether there are errors and if the Land registry need to notify any 3rd parties. As of today approximately three quarters of submission are fully addressed in less than three weeks but occasionally there can be protracted delays. Registration occurs after the purchaser has moved in to the property thus 'speed' is not typically primary concern yet where it is urgent that the the registration takes place urgently then you or your lawyers should contact the land registry and explain the circumstances.
I am purchasing a new build house in Clifton with a loan from Virgin Money. The sellers refused to move on the amount so I negotiated 6k of fixtures and fittings instead. The house builders rep told me not inform my lawyer about this extras as it may put at risk my mortgage with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
My company is intending to lease a unit on the high street. Can you recommend solicitors offering no-move-no fees for commercial conveyancing in Clifton for below 2k?
We can recommend firms who host a wealth of experience of commercial conveyancing in Clifton, including the sale and purchase of businesses as well as simply property. If you are hoping to purchase or dispose of a shop, pub, restaurant, office, retail premises or a whole business we will find you the right lawyer. Regarding the fees this will depend on the structure and nuances of the deal. Please provide us with your contact information or telephone us so that we may furnish you with a detailed commercial conveyancing quote.
In relation to leasehold conveyancing in Clifton what are the most frequent lease defects?
There is nothing unique about leasehold conveyancing in Clifton. Most leases are individual and drafting errors can result in certain clauses are erroneous. The following missing provisions could result in a defective lease:
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A provision to repair to or maintain parts of the premises Maintenance charge proportions which don’t add up to the correct percentage
A defective lease will likely cause problems when trying to sell a property as they can affect a potential buyer’s ability to obtain a mortgage. Santander, The Royal Bank of Scotland, and Alliance & Leicester all have express requirements when it comes to what is expected in a lease. If a mortgage lender believes that the lease is problematic they may refuse to grant the mortgage, obliging the buyer to withdraw.
I inherited a 2 bed flat in Clifton, conveyancing having been completed 10 years ago. Can you work out an approximate cost of a lease extension? Similar properties in Clifton with a long lease are worth £227,000. The ground rent is £50 invoiced annually. The lease ends on 21st October 2097
You have 72 years left to run we estimate the premium for your lease extension to be between £9,500 and £11,000 as well as legals.
The suggested premium range that we have given is a general guide to costs for renewing a lease, but we cannot give you the actual costs without more comprehensive investigations. You should not use the figures in a Notice of Claim or as an informal offer. There may be additional issues that need to be taken into account and clearly you should be as accurate as possible in your negotiations. You should not take any other action based on this information without first seeking the advice of a professional.
I have been looking for Clifton competitive conveyancing fees. Can I be sure that all the Clifton practices that are identified on your website are on the lender conveyancing panel?
The law firms on our directory have assured us via an online form that they are on the lender panel and agreed to advise us to take down their listing in the event of removal off of the lender panel. To date we have not been informed by either a lender or a member of the public that the data about a specific Clifton firm being on the bank conveyancing panel is not accurate.