We are purchasing a house and require a conveyancing solicitor in Clifton who is on the Aldermore conveyancing panel. Can you recommend a local conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Aldermore . We don't recommend any particular firms conducting conveyancing in Clifton.
My fiance and I decided to purchase a purpose built flat in Clifton with a loan from Lloyds TSB Bank.We like our Clifton conveyancing practitioner but Lloyds TSB Bank advised that she’s not on their approved list of firms. We have to appoint a Lloyds TSB Bank panel firm or keep our local solicitor and pay for a Lloyds TSB Bank panel lawyer to act for them. We feel as though this is unjust; is there anything we can do?
No, not really. The loan offered to you contains terms and conditions, one of which will be that conveyancers will be on the Lloyds TSB Bank approved list. in the past, most mortgage companies had large numbers of law firms on their panels: a borrower could find one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your solicitors to apply to be on the conveyancing panel for Lloyds TSB Bank
I am due to move house in August. Will my conveyancing solicitor liaise with the removal company on the completion day. Incidentally, can you put forward a removal company in Clifton. Conveyancing firm was organised prior to coming across your site.
On the day of completion you can collect the house keys from your selling agent but this should only take place after the sellers conveyancers confirm to the agent that they acknowledge receipt of the completion payment and the keys can be collected. After that you will need to tell the removal company that they can start moving you in. We do not recommend a specific removal organisation but can help you choose a residential property solicitor in Clifton or a solicitor that specialises in conveyancing in Clifton.
I am buying a 3 bedroom semi in Clifton. The intention is to an extension at the rear at the house.Will legal conveyancing on the property involve enquiries to see if these alterations are allowed?
Your solicitor should review the registered title as conveyancing in Clifton can sometimes reveal restrictions in the title deeds which restrict certain alterations or need the permission of a 3rd party. Some extensions require local authority planning consent and approval in accordance building regulations. Certain locations are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. It would be wise to check these issues with a surveyor ahead of any purchase.
We have agreed to purchase a house in Clifton. A rare aspect is that the roof has a solar panel. Barclays have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As you are obtaining a mortgage with Barclays your lawyer must follow the formal requirements contained in Section two of UK Finance Lenders’ Handbook for Barclays. The CML Handbook sets out minimum specifications for solar panel roof-space leases, and property lawyers are required to report to Barclays where a lease does not meet these requirements. The provisions relate to the installation of panels on properties nationwide and is not isolated to Clifton.
Do I need to take out insurance to address the risk of chancel repairs when acquiring a house in Clifton?
Unless a prior acquisition of the house completed after 12 October 2013 you may take it that solicitors handling conveyancing in Clifton to remain encouraging a chancel search and or insurance against a claim.
Yesterday I discovered that there is a flying freehold element on a house I put an offer in two weeks back in what was supposed to be a straight forward, chain free conveyancing. Clifton is where the house is located. What do you suggest?
Flying freeholds in Clifton are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Clifton you must be sure that your lawyer goes through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Clifton may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
My husband and I are 14 days into a leasehold purchase having been recommend to a firm by the high street agent to carry out the conveyancing in Clifton. We are not happy. Could you you assist me in finding new solicitors?
A lawyer would have to be really bad to suggest diss instructing them. Has your mortgage offer been sent? If so you will need to make them aware of the new conveyancer and have the offer are re-issued. Your new solicitor ideally needs to be on the lenders approved list to avoid added fees and complications. So that should be your first question of the new lawyers. Our find a solicitor tool will help you find a lender approved lawyer for your conveyancing in Clifton