My mortgage broker requires my Cotgrave law firm’s panel member for the Santander conveyancing panel. Can you suggest how I obtain this. I have tried my local Cotgrave branch but they have not got back to me yet.
Have you tried calling your Cotgrave solicitor about this?. Most Cotgrave conveyancing firms will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each lender.
My wife and I have a semi-detached Georgian property in Cotgrave. Conveyancing practitioner acted for me and The Mortgage Works. I did a free Land Registry search last week and I saw two entries: the first freehold, the second leasehold under the matching address. If a house is not a freehold shouldn't I have been informed?
You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Cotgrave and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the situation with the conveyancing lawyer who conducted the conveyancing.
Is it simple use your search app to select a conveyancing solicitor in Cotgrave on the approved list for my mortgage?
First select a lender such as Halifax, Norwich and Peterborough Building Society or Alliance & Leicester then specify your location a common one being Cotgrave. Conveyancing practices in Cotgrave and further afield should be listed.
As co-executor for the estate of my uncle I am disposing of a house in Monmouth but live in Cotgrave. My conveyancer (who is 250 kilometers awayneeds me to execute a stat dec prior to the transaction finalising. Can you recommend a conveyancing practitioner in Cotgrave who can attest and place their company stamp on the document?
strictly speaking you should not be required to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or solicitor will be fine regardless of whether they are Cotgrave based
I’m about to sell my 2 bed apartment in Cotgrave. Conveyancing is yet to be initiated, however I have just received a quarterly service charge demand – what should I do?
The sensible thing to do is discharge the invoice as you normally would as all ground rent and service payments should be allotted on completion, so you will be reimbursed by the purchaser for the period running from after the completion date to the subsequent invoice date. Most managing agents will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.
Cotgrave Leasehold Conveyancing - Sample of Queries Prior to Purchasing
Its a good idea to find out as much as possible about the managing agents as they will affect your use and enjoyment of the property. Being a leasehold owner you are often at the mercy of the managing agents both financially and when it comes to every day issues such as the upkeep of the common parts. Ask prospective neighbours what they think of their service. Finally, find out the dates that the maintenance charges are due to the managing agents and specifically what it includes. The prefered form of lease arrangement is if the freehold interest is in the ownership of the leaseholders. In this arrangement the leaseholders enjoy being in charge if their destiny and although a managing agent is often employed if the building is bigger than a house conversion, the managing agent employed by the leaseholders. Are any of leasehold owners in arrears of their service charge liability?
I today plan to offer on a house that seems to be perfect, at a reasonable price which is making it all the more appealing. I have just been informed that the title is leasehold as opposed to freehold. I am assuming that there are particular concerns buying a leasehold house in Cotgrave. Conveyancing solicitors have are soon to be appointed. Will my lawyers set out the implications of buying a leasehold house in Cotgrave ?
The majority of houses in Cotgrave are freehold rather than leasehold. In this scenario it’s worth having a local conveyancer used to dealing with such properties who can help the conveyancing process. It is clear that you are purchasing in Cotgrave so you should seriously consider looking for a Cotgrave conveyancing practitioner and be sure that they are used to advising on leasehold houses. As a matter of priority you will need to check the number of years remaining. Being a tenant you will not be entirely free to do whatever you want with the house. The lease will likely included provisions for example obtaining the landlord’sconsent to conduct changes to the property. You may also be required to pay a contribution towards the maintenance of the communal areas where the property is part of an estate. Your lawyer should report to you on the legal implications.