It is is a decade since I bought my home in Sandiacre. Conveyancing lawyers have now been instructed on the sale but I am unable to locate the deeds. Will this jeopardise the sale?
Don’t worry too much. First there is a possibility that the deeds will be with the mortgage company or they may still be with the conveyancers who acted in your purchase. Secondly the chances are that the land will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors acquiring current official copies of the land registers. Most conveyancing in Sandiacre relates to registered property but in the unlikely event that your property is not registered it is more of a problem but is resolvable.
My flat in Sandiacre is up for sale and I have accepted an offer. Does the conveyancing practitioner have to be on the Coventry BS conveyancing panel in order to deal with paying off my mortgage?
Ordinarily, even if your lawyer is not on the Coventry BS conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their requirements fairly frequently at the moment.
I need some quick conveyancing in Sandiacre as I am faced with an ultimatum to sign on the dotted line within 4 weeks. Luckily I do not need a mortgage. Is it possible to escape the need for conveyancing searches to save money and time?
If.Given you are not taking a home loan you are at liberty not to have searches carried out although no solicitor would suggest that you don't. Drawing on our experience of conveyancing in Sandiacre the following are examples of what can appear and therefore impact future mortgageability: Enforcement Actions, Overdue Fees, Outstanding Grants, Unadopted Roads,...
I purchased a renovated Victorian house in Sandiacre. Conveyancing solicitor acted for me and Barnsley Building Society. I did a free Land Registry search last week and I saw two entries: the first freehold, another for leasehold with the matching address. Is it worth asking Barnsley Building Society to clarify?
You need to review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Sandiacre and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the position with your conveyancing lawyer who carried out the work.
Yesterday I discovered that there is a flying freehold element on a house I put an offer in a fortnight ago in what was supposed to be a straight forward, chain free conveyancing. Sandiacre is where the house is located. Is there any guidance you can impart?
Flying freeholds in Sandiacre are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Sandiacre you must be sure that your lawyer goes through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Sandiacre may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
My uncle has recommend that I appoint his conveyancing solicitors in Sandiacre. Should I choose my own conveyancer?
Much as we are happy to recommend a Sandiacre conveyancing lawyer the best way to select a conveyancing solicitor is to get feedback from friends or family who have actually used the conveyancer that you are contemplating using.