We were just about to sign contracts for a semi detached house in Castle Donington. We have hit a snag. The mortgage offer with Halifax expires on 8/8/2023 but the sellers are suggesting a completion date of 10/8/2023. Can one prolong the mortgage offer?
The best person to address this concern is your solicitors who is in a position to determine if he or she is should be discussing with the mortgage broker, vendor’s lawyers, estate agents or indeed all parties taking into account the circumstances your conveyancing as of today.
Finally the sale completed on my house in Castle Donington last December but the buyer keeps e-mailing daily complaining that their conveyancer needs to hear from mysolicitor. What should my lawyer have done now that I have sold?
Following your house sale your lawyer should forward the transfer deeds and all supplemental paperwork to the purchaser's solicitors. Depending on the transaction, your solicitor must also send confirmation that the mortgage has been paid off to the buyers conveyancers. There are no post completion formalities specific conveyancing in Castle Donington.
My bid for a property was accepted at auction in Castle Donington. Conveyancing is required. What are my next steps?
Having legally committed yourself to purchase you now have to choose a conveyancing practitioner soon as you now have a fast approaching a drop dead date to complete the property. Every auction property will ordinarily have an associated auction pack. This will include the copy title deeds, local authority and drainage searches. Where you are dealing with leasehold premises the legal papers may contain a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork pertinent to leasehold premises. You need to hand this to the lawyer instructed by you at the earliest opportunity. You also need to ensure that that you have the requisite funding organised to complete the transaction on the set completion date.
I am planning to move home in September. Does my conveyancing solicitor liaise with the removal company on the completion day. As an aside, can you recommend a removal company in Castle Donington. Conveyancing solicitor was found prior to coming across your site.
On the afternoon of completion you can pick up the keys from the estate agent but this can only take place after the sellers solicitors confirm to the agent that they acknowledge receipt of the completion payment and the keys can be passed over. You should advise the removal men that you are ready to move in. As a matter of policy we do not suggest a particular removal organisation but can help you choose a conveyancing in Castle Donington or a lawyer with expertise in conveyancing in Castle Donington.
I have a mortgage with TSB for my property in Castle Donington. Conveyancing has been completed a year ago. If I am intending to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform TSB?
TSB must be informed of your intention before letting out your property as this is likely to be a breach of TSB’s mortgage conditions. It may be that TSB will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact TSB directly. You need not do this via a TSB conveyancing panel firm.
We are close to exchanging contracts on the sale of our home in Castle Donington and the buyers lawyers are claiming that there is a possibility that the property was constructed on contaminated land. Any high street Castle Donington lawyer would know that there is no such problem. For the life of me I don't know why the purchasers used a web based conveyancing firm as opposed to a conveyancing solicitor in Castle Donington. Having lived in Castle Donington for 4 years we know of no issue. Is it a good idea to contact our local Authority to get clarification that there is no issue.
It sounds as though you may have a conveyancing firm already. Are they able to advise? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
The deeds to my house can not be found. The conveyancers who did the conveyancing in Castle Donington 10 years ago have long since closed. What are my options?
Gone are the days when you need to hold title deeds to establish that you are the registered proprietor of land or property, given that the Land Registry have everything they need in a digital format.
The mortgage broker has recommended their solicitor for our conveyancing in Castle Donington - Is it not simpler advisable to just use them?
It is not always the case and you are at liberty to instruct whichever solicitor of your choosing for your Castle Donington conveyancing. A lawyer suggested by an estate agent may not necessarily be the best lawyer, they may put forward their preferred conveyancing firm who are based remotely. In this instance you may not have contact with your conveyancing practitioner and due to the lack of continuity in the transaction, it may be difficult to obtain updates.