My wife and I are planning to acquire a property in Hathern and have instructed a Hathern conveyancing firm. Within the last couple of days our property lawyer has sent a preliminary report and documents to look through with the expectation that exchange is imminent. National Westminster Bank have this evening contacted us to advise us that there is now an issue as our Hathern lawyer is not on their approved list of lawyers. Is this a problem?
If you are buying a property with the assistance of a mortgage it is conventional for the purchasers' lawyers to also represent the mortgage company. In order to act for a bank or building society a law firm has to be on that lender's conveyancing panel. An application has to be made by the law firm to the lender to become a member of the lender's panel and there are increasingly strict criteria which the firm has to satisfy and indeed some lenders now require their panel members to be part of the Law Society’s Conveyancing Accreditation Scheme. Your solicitor should contact your lender and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own solicitors to act. You are not legally obliged to appoint a law firm on the bank's conveyancing panel and you may continue to use your own Hathern solicitors, in which case your legal fees may increase, and it may delay matters as you are adding another lawyer into the mix.
My fiancee and I are buying our first home. The property lawyer has calledto enquire if we would like to take out supplemental conveyancing searches. We are really unsure what's recommended for conveyancing in Hathern
The quantity and type of Hathern conveyancing searches should be triggered based primarily on the property, the location, the possibility of any of these risks, your knowledge of the area and risks, your general attitude to risk. What matters is that you adequately comprehend what information the searches could give you. Then you can make a decision if you personally think you need that information. If uncertain, ask your conveyancing practitioner to recommend.
We hope to to purchase with Earl Shilton BS. I called into a few local firms but am unable to find a Hathern conveyancing firm on the Earl Shilton BS approved list. Could you assist?
You should take advantage of the search tool on this web page. Pick the mortgage company and type Hathern or your location and you will be presented with numerous solicitors located in Hathern or near you.
How can we tell if a Hathern conveyancing solicitor on the Skipton panel is any good?
When it comes to conveyancing in Hathern getting recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always advocate that you speak with the lawyer handling your conveyancing.
I'm in the throws of looking at houses in Hathern and I am about to put in an offer. Is it too early to have a solicitor in place? I intend to finance via a home loan with Yorkshire BS.
You should start obtaining conveyancing estimates from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their details on to the estate agent. As you are getting a mortgage with Yorkshire BS, make sure you remember to check that your lawyer is on the Yorkshire BS conveyancing panel.
I am selling my apartment. I had a double glazing fitted in August 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Clydesdale are being pedantic. The Hathern solicitor who is on the Clydesdale conveyancing panel is recommending indemnity insurance as a solution but Clydesdale are insisting on a building regulation certificate. Why do Clydesdale have a conveyancing panel if they don't accept advice from them?
It is probably the case that Clydesdale have referred the matter to their valuer. The reason why Clydesdale may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I purchased my flat on 16 April and my personal details are still not registered. Need I be worried? My conveyancing solicitor in Hathern advises it will be dealt with in a couple of weeks. Are properties in Hathern particularly slow to register?
As far as conveyancing in Hathern registration is no faster or slower than anywhere else in the country. As opposed to being determined by geographic area, timescales can adjust subject to the party submitting the application, whether it is in order and if the Land registry must send notices to any interested parties. At present in the region of 80% of such applications are fully dealt with in less than three weeks but some can be subject to longer delays. Historically registration occurs once the new owner is living at the property so 'speed' is not typically top priority yet where there is a degree of urgency associated with the registration then you or your lawyers should speak with the land registry and explain the circumstances.
Is it possible to transfer to a new firm as I need to appoint a firm on the TSB conveyancing panel. I had appointed a high street conveyancing solicitor in Hathern five minutes from me but the firm is not accepted by TSB
It would be our pleasure to help you select a conveyancing solicitor in Hathern on the TSB panel. Please note that the conveyancers that we work with do not pay us commission if you instruct them and are authorised and regulated by the SRA who oversee all conveyancing solicitors in Hathern. In making use of the find a conveyancing solicitor tool on this website, you can compare costs for conveyancing solicitors in Hathern and beyond.