My financial adviser says he needs my Cippenham law firm’s panel member for the HSBC conveyancing panel. Can you suggest how I obtain this. I have e-mailed my local Cippenham office but they don't know it.
The sensible thing to do is ask for this information from your Cippenham lawyer . They maintain a central record lender panel numbers.
My wife and I are approaching an exchange on a flat in Cippenham and my parents have transferred the ten percent deposit to my property lawyer. I am now told that as the deposit has been sent from someone other than me my solicitor needs to make a notification to my mortgage company. Apparently, in also acting for the lender he must inform them that the balance of the purchase price is not just from me. I disclosed to the bank concerning my parents' contribution when I applied for the mortgage, so is it really necessary for this now to be an issue?
The solicitor is duty bound to check with mortgage company to ensure that they know that the balance of the purchase price is not from your own funds. The solicitor can only disclose this to your mortgage company if you permit them to, failing which, your lawyer must cease to continue acting.
is it true that all Cippenham solicitor practices on the Leeds Building Society conveyancing panel are regulated by the SRA?
As solicitors, in order to be on the Leeds Building Society approved list of solicitors they would need to be overseen by the SRA. The majority of mortgage companies do list licenced conveyancers on their panel in which case such organisation would be overseen by the CLC.
We previously appointed solicitors based in Cippenham on the UBS solicitor panel. They are now charging me a supplemental fee for dealing with the UBS mortgage. Is this a supplemental conveyancing fee set by UBS?
Unfortunately, so long as it is in their Terms of Engagement or estimate then yes your solicitor may charge a fee for this. The charge is not dictated by UBS but by your Cippenham solicitor. Plenty of firms on the UBS panel will quote an ‘acting for lender’ fee but some practices incorporate it on their overall fee.
We are getting the release of further funds on our home loan from Coventry BS as we want to carry out improvements to our house in Cippenham. Do we need to select a local Cippenham solicitor on the Coventry BS conveyancing panel to deal with the legals?
Coventry BS do not ordinarily require firms on their approved list of lawyers to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Coventry BS conveyancing panel.
Do I need to take out insurance to address the risk of chancel repairs when purchasing a property in Cippenham?
Unless a previous acquisition of the property took place post 12 October 2013 you can assume that lawyers delivering conveyancing in Cippenham to continue to recommend a chancel search and or insurance against a claim.
I used Stirling Law several years ago for my conveyancing in Cippenham. I now require my file but cannot find the solicitor. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Cippenham of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
What tools are available to search for a Cippenham solicitor on the Platform Home Loans Ltd conveyancing panel? I have wheels and am happy to travel upto 20miles to meet the lawyer.
You can use the search on this website. Please select a bank and your location and you will see a number of Cippenham conveyancing lawyers based on proximity. We have listed some Cippenham conveyancing firms at the bottom of this page and you can contact them to see if they are on the Platform Home Loans Ltd member panel