We hired a Chertsey based solicitor for our conveyancing in Chertsey yesterday. Reviewing the Terms I notewe are liable for fees even if the movedoes not proceed. Should I ditch them and choose a web based firm advertising no completion no charge conveyancing in Chertsey?
It is usually ‘give and take’ in that if "No Sale No Fee" is available then the conveyancing charges will tend to be be uplifted to offset those cases that fail to complete. Dont forget that these arrangements generally do not protect you from expenses for example Chertsey conveyancing search costs.
We had chosen conveyancers with offices in Chertsey on the TSB solicitor panel. They are now charging me a supplemental fee for dealing with the TSB mortgage. Is this an additional conveyancing fee set by TSB?
As unfair as it may appear, as long as it’s in their Terms of Engagement or Quote then yes your conveyancing practitioner can charge a fee for this. This charge is not dictated by TSB but by your Chertsey conveyancer. Some firms on the TSB panel will quote ’dealing with mortgage’ fee and others do not.
I am due to exchange contracts on my flat. I had a double glazing fitted in November 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, HSBC are being difficult. The Chertsey solicitor who is on the HSBC conveyancing panel is happy to accept ‘lack of building regulation’ insurance but HSBC are requiring a building regulation certificate. Why do HSBC have a conveyancing panel if they don't accept advice from them?
It is probably the case that HSBC have referred the matter to their valuer. The reason why HSBC may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
About to purchase house in Chertsey. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the HSBC conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Chertsey conveyancer is on the HSBC conveyancing panel.
Over the last few months I have been searching for a flat up to £305k and identified one round the corner in Chertsey I like with amenity areas and transport links nearby, however it only has 52 remaining years left on the lease. I can't really find anything else in Chertsey in this price bracket, so just wondered if I would be making a grave error acquiring a short lease?
If you require a mortgage that many years will be an issue. Reduce the price by the anticipated lease extension will cost if not already taken into account. If the existing owner has owned the property for a minimum of 2 years you may ask them to start the process of the extension and then assign it to you. You can add 90 years to the current lease with a zero ground rent applied. You should consult your conveyancing solicitor regarding this matter.
Do I need to be concerned about 3rd parties that I am dealing with are suggesting an internet conveyancing firm as opposed to a High Street Chertsey conveyancing company?
As is the case with lots of service providers, often input from relatives can be extremely useful or valuable. But there are lots of players in a conveyancing matter; estate agents, financial adviser and banks might all suggest conveyancers to instruct. Sometimes the conveyancers might be known to one of the organisations as one of the best in their field, but sometimes there behind the scenes commercial relationship behind the endorsement. You are at liberty to appoint your preferred conveyancer. You need to be aware that some lenders specify a panel list of solicitors you have to use for the lender related work in your house move.
I need to appoint a conveyancing solicitor for some conveyancing in Chertsey. I've land on a site which looks to be the ideal answer If it is possible to get all this stuff completed via phone that would be preferable. Do I need to be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
Can you refer me to a lawyer for purchasing a house? Ideally someone in Chertsey, who will contact me via email - not someone who insists on slow mail or fax.
LenderPanel.com is limited to being a directory service for lawyers who want to be listed as being on the approved conveyancing panel for RBS in certain locations for example Chertsey . Our intention is not to recommend any particular conveyancer.