My fiance’s sister is a conveyancer. I am hopeful that I'll be able to get mate’s pricing for conveyancing, However if that does not come through, what level of fees would I typically be looking at for conveyancing in Chorlton cum Hardy?
It’s advisable to look for 3 or more like-for-like conveyancing estimates. Do use our comparison tool on this site. You will notice that fees seem to vary but service levels do differ between conveyancers as is the case with most professions.
My aunt passed away six months ago and as sole heir and executor I was left the house in Chorlton cum Hardy. The house had a small mortgage left on it of around £8000. I want to transfer the title deeds into my name whilst I re-mortgage to Co-operative, pay off the mortgage. Is this possible?
Given you plan to re-mortgage then Co-operative will require that you use a conveyancer on the Co-operative conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Co-operative conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Co-operative mortgage is registered as a charge at the Land Registry.
I completed on my house on 7 May and the transaction details is not yet registered. Any reason for this? My conveyancing solicitor in Chorlton cum Hardy said it should be recorded in less than a month. Are transfers in Chorlton cum Hardy uniquely lengthy to register?
There is nothing unique about conveyancing in Chorlton cum Hardy registration formalities. Rather than based on location, timescales can differ according to the party submitting the application, whether there are errors and if the Land registry must send notices to any other parties. Currently roughly three quarters of such applications are completed within two weeks but some can be subject to protracted delays. Historically registration occurs after the buyer has moved in to the premises therefore an expedited registration is not typically primary concern but if it is urgent that the the registration takes place urgently then you or your conveyancer could communicate with the Registry to express the reasoning for the application to be prioritised.
How does conveyancing in Chorlton cum Hardy differ for newly converted properties?
Most buyers of new build or newly converted property in Chorlton cum Hardy come to us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the property is finished. This is because new home sellers in Chorlton cum Hardy tend to acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Chorlton cum Hardy or who has acted in the same development.
I decided to have a survey completed on a house in Chorlton cum Hardy prior to instructing solicitors. I have been told that there is a flying freehold aspect to the house. Our surveyor has said that some lenders may not grant a loan on such a property.
It varies from the lender to lender. Lloyds has different instructions for example to Halifax. If you contact us we can investigate further via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Chorlton cum Hardy. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Chorlton cum Hardy to see if the conveyancing costs will increase in light of this.
My husband and I are one month into a freehold purchase having been recommend to a firm by the high street agent to do our conveyancing in Chorlton cum Hardy. I am not happy. Could you help me find new conveyancers?
They would need to be really bad in order to consider diss instructing them. Has your mortgage been issued? If so you need to inform them of the new solicitor and get the mortgage documents are re-sent. Your conveyancer needs to be on the lenders panel to avoid escalating expenses and delays. That should be your starting point. Our find a solicitor tool will help you find a lender approved lawyer for your home move in Chorlton cum Hardy