Finally the sale completed on my house in Castelnau last June yet the purchaser is e-mailing daily to say her conveyancer needs to hear from mine. What should have happened now that I have sold?
After completion of your house sale your conveyancer should deliver the transfer documentation and all additional paperwork to the buyer’s lawyers. If applicable, your conveyancer must also confirm that the home loan has been discharged to the purchasers conveyancers. There are no post completion formalities specific conveyancing in Castelnau.
Is it the case that all Castelnau conveyancing solicitors on the Santander conveyancing panel are overseen by the Solicitors Regulatory Authority?
As solicitors, in order to be on the Santander conveyancing panel they would need to be governed by the SRA. Some banks do list licenced conveyancers on their panel and in such a situation the firms would be regulated by the Council of Licensed Conveyancers.
I am selling my house. I had a double glazing fitted in August 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, UBS are being problematic. The Castelnau solicitor who is on the UBS conveyancing panel is saying indemnity insurance will be fine but UBS are insisting on a building regulation certificate. Why do UBS have a conveyancing panel if they don't accept advice from them?
It is probably the case that UBS have referred the matter to their valuer. The reason why UBS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
My sealed bid on a semi in Castelnau has been agreed to, but there is a chain. The vendors have placed an offer on a property, however it’s not been accepted yet, and have viewings of other properties booked. I have chosen a bricks and mortar conveyancing solicitor in Castelnau. What do I do now? When should I get the mortgage application with Lloyds started?
It is usual to have concerns where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is approx one thousand pounds, then survey, Castelnau conveyancing search costs, etc). First, you should check that your lawyer is on the Lloyds conveyancing panel. Regarding the next stages this very much dictated by the specifics of your case, desire for this property and on the state of the market. During a hot market many buyers would apply for a home loan with Lloyds and pay for the valuation and only if it comes back ok would they request their lawyer to move forward with the conveyancing in Castelnau.
Will commercial conveyancing searches disclose impending roadworks that may affect a commercial site in Castelnau?
Its becoming the norm that commercial conveyancing solicitors in Castelnau will carry out a SiteSolutions Highways report as it dramatically cuts the time that conveyancers expend in investigating accurate data on highways that impact buildings and development assets in Castelnau. The search result provides definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Castelnau.
For every commercial conveyancing transaction in Castelnau it is crucial to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been addressed adequately may result in delays to Castelnau commercial conveyancing transactions as well as pose a risk to future plans for the site. These searches are not carried out for domestic conveyancing in Castelnau.
I purchased my apartment on 5 April and my personal details is yet to be on the land registry website. Should I be concerned? My conveyancing solicitor in Castelnau said it should be dealt with in a couple of weeks. Are properties in Castelnau particularly slow to register?
As far as conveyancing in Castelnau registration is no quicker or slower than the rest of the country. As opposed to being determined by geographic area, timescales can vary depending on who lodges the application, whether it is in order and whether the Land registry communicate with any third parties. Currently roughly 80% of such applications are fully addressed in less than three weeks but occasionally there can be protracted hold-ups. Registration occurs after the purchaser is living at the premises therefore registration formalities is not usually primary concern but if it is urgent that the the registration takes place urgently then you or your solicitor must contact the land registry and explain the circumstances.
I've recently found out that there is a flying freehold element on a property I have offered on last month in what should have been a straight forward, no chain conveyancing. Castelnau is the location of the property. Is there any guidance you can give?
Flying freeholds in Castelnau are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Castelnau you would need to get your solicitor to go through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Castelnau may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
Is it possible to swap solicitor as I have to retain a firm on the Lloyds TSB Bank conveyancing panel. I was using a local conveyancing solicitor in Castelnau five minutes from me but she is not approved by Lloyds TSB Bank
It would be our pleasure to assist you find a conveyancing solicitor in Castelnau on the Lloyds TSB Bank panel. Please note that the law firms that we work with do not pay us commission if you instruct them and are registered with the SRA who regulate all conveyancing solicitors in Castelnau. In utilising the find a conveyancing solicitor tool on this site, you can compare and instruct different solicitors and conveyancers both nationally and in Castelnau.