We are expecting a mortgage offer soon. The bank mentioned the loan came with free conveyancing. Does this mean I have to use their panel conveyancer as I would prefer to instruct a Roehampton based conveyancing firm?
You should check but the the likelihood is that appoint one of their panel conveyancers should you take up the "fee-free" incentive. Call the mortgage company to see if they offer you a cash alternative. In the past a few mortgage companies offered a £250 cashback as an alternative in which case you could put that amount towards your preferred conveyancing solicitor near Roehampton.
We are buying a flat in Roehampton. I might seem paranoid but how we can trust a lawyer? At some point we will need to put our life savings into their account. What protection do we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I have today made my last payment due on my mortgage with Virgin Money. I assume I don't need a Roehampton solicitor on the Virgin Money panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Virgin Money mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Virgin Money mortgage from the register. Virgin Money, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Virgin Money has sent the Land Registry the discharge electronically, and
- Virgin Money has instructed the Land Registry to do so
Santander have agreed my home loan in principle, my offer on a apartment in Roehampton has been agreed to, what happens next?
The estate agent will want to be advised as to your conveyancing practitioner's details (make sure the conveyancers are on the lender’s panel). Call up Santander or your broker and finish off any appropriate documentation. Santander will instruct a valuer who will get in touch with the estate agent or owners to arrange an appointment. Once carried out (assuming no problems) it takes approximately a fortnight to get a mortgage offer. Santander will issue the offer to you and your conveyancing practitioners. The transaction will then take it’s course according the nature and complexity of the conveyancing in Roehampton.
My wife and I purchased a 4 bedroom Victorian house in Roehampton. Conveyancing practitioner acted for me and Barclays . I happened to do a free search for it on the Land Registry database and I saw a couple of entries: the first freehold, another for leasehold with the matching property. I'd like to know for sure, how can I find out??
You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Roehampton and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also check the position with the conveyancing lawyer who conducted the purchase.
I am looking to sell my home. My previous conveyancers have shut. I am in need of a recommendation of a conveyancing firm. I happen to live in Roehampton if that makes a difference.
You should use our search tool to help you choose a solicitor for your conveyancing in Roehampton. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move goes smoothly.
I am four weeks into a residential purchase having been directed to conveyancers by the high street agent to handle our conveyancing in Roehampton. We are not happy. Could you you assist me in finding new solicitors?
They would need to be really poor to suggest diss instructing them. Has your mortgage offer been generated? In the event that it has you need to make them aware of the new contact details and get the mortgage documents are re-sent. Your conveyancer should be on the banks approved list to avoid added costs and delays. So that should be your starting point. The search tool should assist you in finding a lender approved solicitor for your conveyancing in Roehampton
What advice can you give us when it comes to finding a Roehampton conveyancing practice to deal with our lease extension?
If you are instructing a property lawyer for lease extension works (regardless if they are a Roehampton conveyancing practice) it is essential that they be familiar with the legislation and specialises in this area of conveyancing. We recommend that you make enquires with two or three firms including non Roehampton conveyancing practices prior to instructing a firm. If the firm is ALEP accredited then that’s a bonus. The following questions could be of use:
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How many lease extensions has the firm conducted in Roehampton in the last twenty four months? If the firm is not ALEP accredited then what is the reason?
I have given up trying to reach an agreement for a lease extension in Roehampton. Can this matter be resolved via the Leasehold Valuation Tribunal?
if there is a absentee landlord or if there is dispute about the premium for a lease extension, under the relevant legislation it is possible to make an application to the LVT to judgment on the premium.
An example of a Freehold Enfranchisement case for a Roehampton residence is 19 St. Margarets Crescent in August 2010. the tribunal was of the view that the premium to be paid by the leaseholder for the freehold reversion was £51,983.00 This case related to 3 flats. The unexpired term was 66.25 years.