After what seems like an age a loan offer from NatWest for the refinancing of my 3 bedroom apartment is to be issued within the next few days. Are you able to propose a low cost conveyancing solicitor in Putney Vale?
This site is not designed to aid those in their quest for a cheap conveyancing solicitors in Putney Vale. Our goal is to offer cost effective conveyancing but we do not advertise as being the cheapest. Resist the temptation to appoint organisations teasing you with £99 conveyancing in Putney Vale. Optimistically, in deciding on low cost conveyancing, you will end up with what you pay for and at worst it will result in you with a surprising uplift in extras and still not get the service required.
My uncle passed away 10 months ago and as sole heir and executor I was left the house in Putney Vale. The house had a small mortgage left on it of around £8000. I want to have the title changed into my name whilst I re-mortgage to Nottingham, pay off the mortgage. Is this possible?
Where you intend to refinance then Nottingham will insist on your using a conveyancer on the Nottingham conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Nottingham conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Nottingham mortgage is registered as a charge at the Land Registry.
I am downsizing from our property in Putney Vale and the buyers lawyers are claiming that there is a risk of it being built land that was not decontaminated. Any local lawyer would know that there is no such problem. For the life of me I don't know why the buyers are using a web based conveyancing outfit rather than a conveyancing solicitor in Putney Vale. Having lived in Putney Vale for many years we know of no issue. Is it a good idea to get in touch with our local Authority to seek confirmation that the buyers are looking for.
It would appear that you have a conveyancing lawyer currently acting for you. Are they able to advise? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
Me and my brother own a semi-detached Victorian property in Putney Vale. Conveyancing practitioner acted for me and TSB. I did a free Land Registry search last week and I saw a couple of entries: the first freehold, another for leasehold under the matching address. Is it worth asking TSB to clarify?
You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Putney Vale and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also enquire as to the situation with your conveyancing practitioner who conducted the work.
How does conveyancing in Putney Vale differ for new build properties?
Most buyers of new build or newly converted property in Putney Vale contact us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the premises is completed. This is because house builders in Putney Vale typically purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Putney Vale or who has acted in the same development.
I'm converting the mortgage on my current property to a buy to let mortgage with TSB and intend to use the remaining equity towards a second property. The neighborhood we are looking at is Putney Vale. Will your lawyers be able to act for the two mortgage companies and tie in the conveyances?
Do use our comparison tool on this site to be sure that the lawyers are on the relevant lender panels. Having checked that they are your solicitor will be able to connect the two deals but you should talk with you solicitor and make clear your desired outcome and needs.