I am hoping to receive a mortgage with Halifax. My intention is to use a Licensed Conveyancer in Fulham. Does the Halifax Solicitor panel exclude Licensed Conveyancers?
The Halifax approved solicitor list is, like many other lenders, associated to the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the CLC.
We were just about to sign contracts for a semi detached house in Fulham. We have hit a stumbling block. The mortgage offer with Norwich and Peterborough Building Society runs out on 16/3/2020 but the vendors are suggesting a completion date of 18/3/2020. Is it possible to extend the loan offer?
The person best placed to address this question is your conveyancer who will hopefully assess whether they better off negotiating with the mortgage company, vendor’s conveyancers, selling agents or possibly all three given the circumstances your house move as of today.
We wish to acquire a purpose built apartment in Fulham with a homeloan from Platform Home Loans Ltd.We use our Fulham conveyancing lawyer but Platform Home Loans Ltd says he's not on their approved list of member firms. we are left little option but to use a Platform Home Loans Ltd panel lawyer or keep our local solicitor and fork out for a Platform Home Loans Ltd panel lawyer to act for them. This seems very unfair; Can we not simply insist that Platform Home Loans Ltd use our lawyer?
Unfortunately,no. The loan offered to you contains terms and conditions, one of which will be that solicitors must be on the Platform Home Loans Ltd approved list. in the past, most mortgage companies had large numbers of solicitors on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your solicitors to apply to be on the conveyancing panel for Platform Home Loans Ltd
Various internet forums that I have come across warn that are the primary cause of hinderance in Fulham house deals. Is that correct?
The Council of Property Search Organisations (CoPSO) has noted the determinations of a review by MoveWithUs that conveyancing searches do not figure within the common causes of hindrances during the legal transfer of property. Searches are not likely to feature in any delay in conveyancing in Fulham.
I used Wolstenholmes several years past for my conveyancing in Fulham. I now require my papers but the law firm is no longer operating. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Fulham of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I'm converting the mortgage on my primary home to a buy to let loan with Coventry Building Society and intend to use the remaining equity as a down payment on further property. The neighborhood we are looking at is Fulham. Will your lawyers be able to act for both sets of banks and tie in the two deals?
Make use of our comparison tool on this page to be sure that the lawyers are approved by both mortgage companies. On the basis that they are the lawyer should be able to simultaneously deal with the two deals but you should talk with you lawyer and make apparent your expectations and needs.