I have given 2 months notice to my current landlord and have to be out of my rented apartment in New Barnet by 10/9/2024. Conveyancing on my purchase is underway. Can I complete in 5 weeks as don't want to have to move into short term accommodation?
The normal practice is not to serve notice on a rental unless exchange of contracts has taken place. If you have not previously done so, speak to your conveyancer and request that they apply pressure on the other side, try to a target completion date that everyone will work towards
My aunt passed away 10 months ago and as sole heir and executor I was left the house in New Barnet. The house had a relatively small loan left on it of around £5k. I want to have the title changed into my name whilst I re-mortgage to TSB, pay off the mortgage. Is this possible?
If you intend to refinance then TSB will require that you use a conveyancer on the TSB conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your TSB conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the TSB mortgage is registered as a charge at the Land Registry.
I am buying a house and the conveyancer has mentioned Chancel Repair for which the house may be obligated to contribute to as it falls into the area of such a church. She has suggested insurance. Is this strictly required for conveyancing in New Barnet
Unless a prior purchase of the property took place post 12 October 2013 you could take it that lawyers handling conveyancing in New Barnet to continue to recommend a chancel search and or chancel repair liability insurance.
Are there restrictive covenants that are commonly identified during conveyancing in New Barnet?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in New Barnet. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Is it possible to change solicitor as I need to instruct one who is on the Santander conveyancing list. I was using a local conveyancing solicitor in New Barnet round the corner but she is not accepted by Santander
We will our best to assist in finding you a conveyancing solicitor in New Barnet on the Santander panel. Please note that the conveyancers that we on the directory do not pay us commission if you instruct them and are regulated by the SRA who oversee all conveyancing solicitors in New Barnet. In making use of the find a conveyancing solicitor tool on this page, you can compare and instruct different solicitors and conveyancers both nationally and in New Barnet.
My husband and I are acquiring a garden flat in New Barnet. At the point of instructing our property lawyer, they assured us that they were on all major UK mortgage company panels. Our mortgage broker called today to say that they are not on the Santander approved list. Were it to be true, what should we do? Do we simply choose a new conveyancing practitioner that is on their approved list or should we pay for dual representation, with Santander appointing their own preferred conveyancing practitioner.
When purchasing a property with the benefit of a mortgage it is normal for the purchaser’s lawyers to also represent the purchaser's lender. In order to act for a bank or building society a solicitor has to be on that lender's conveyancing panel. An application has to be made by the solicitor to the lender to become a member of the lender's panel and there are increasingly strict conditions which the conveyancer has to fulfill. Some building societies now require their panel firms to be part of the Law Society’s Conveyancing Quality Scheme. Your conveyancer should call Santander and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own lawyers to represent them. You are not legally obliged to appoint a law firm on Santander's conveyancing panel as you are at liberty to use your preferred New Barnet lawyers, in which case it will likely add costs, and it will likely delay the transaction as you have another set of people involved.