I am considering remortgaging my house in Cockfosters, does my lawyer have to be on the HSBC Solicitor panel?
There is nothing to stop you using your solicitor, but HSBC will insist on their interests being represented by a firm on their conveyancing panel. There is much more potential for delays and confusion with an additional lawyer added to the mix, and it will undoubtedly be more expensive too.
I require fast conveyancing in Cockfosters as I am under pressure to complete in less than 3 weeks. A mortgage is not required. Can I avoid the conveyancing searches to save money and time?
If.Given you are are a mortgage free buyer you are at free not to do searches although no conveyancer would suggest that you don't. With plenty of history conveyancing in Cockfosters the following are examples of issues that can be revealed and therefore affect market value: Enforcement Actions, Overdue Fees, Outstanding Grants, Road Schemes,...
Me and my brother have a 4 bedroom Edwardian house in Cockfosters. Conveyancing lawyer represented me and Virgin Money. I did a free Land Registry search last week and I saw a couple of entries: one for freehold, another for leasehold under the exact same property. I'd like to know for sure, how can I find out??
You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Cockfosters and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also check the situation with the conveyancing practitioner who completed the work.
I decided to have a survey completed on a house in Cockfosters prior to instructing conveyancers. I have been advised that there is a flying freehold overhang to the house. The surveyor has said that some mortgage companies will refuse to grant a mortgage on such a house.
It varies from the lender to lender. Lloyds has different requirements from Halifax. Should you wish to telephone us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Cockfosters. Conveyancing may be slightly more expensive based on your lender's requirements.
I am in need of some leasehold conveyancing in Cockfosters. Before I set the wheels in motion I require certainty as to the remaining lease term.
Assuming the lease is registered - and 99.9% are in Cockfosters - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
Following months of correspondence we cannot agree with our landlord on how much the lease extension should cost for our flat in Cockfosters. Can we issue an application to the Residential Property Tribunal Service?
Absolutely. We are happy to put you in touch with a Cockfosters conveyancing firm who can help.
An example of a Freehold Enfranchisement matter before the tribunal for a Cockfosters property is 23 Beaconsfield Road in July 2013. The Tribunals decided that the amount payable was £31,203 for the freehold. This case related to 2 flats. The remaining number of years on the lease was 70.31 years.
Are you able to clarify the nature of conveyancing undertaken by Cockfosters conveyancing practices?
For the most part Cockfosters conveyancing practices tend to offer a broad sphere of services to home and land owners, sellers, first time buyers, landlords and tenants assistingwith some of the following:
House sale conveyancing in Cockfosters and throughout the rest of the country
House purchase conveyancing in Cockfosters and countrywide
Shared ownership and shared equity scheme Assisted buying schemes - Help to Buy conveyancing Establishing title to a property Leasehold conveyancing sales and purchases