Me and my fiance are purchasing an apartment in Cockfosters. My Solicitor has never been on on the lender approved panel. Can I still retain my Cockfosters conveyancing solicitor even though they are excluded from the bank approved list?
Your options include
- Carry on with your preferred Cockfosters lawyer but your lender will need to instruct a conveyancer from their approved panel. The net result is additional cost together with potential interruption.
- Choose a fresh solicitor to act in the purchase, obviously checking they are on the lender conveyancing panel.
- Convince your conveyancer to seek to join the mortgage company panel
Due to the input of my in-laws I had a survey completed on a house in Cockfosters prior to appointing lawyers. I have been told that there is a flying freehold element to the house. My surveyor advised that some banks may not issue a mortgage on this type of home.
It depends who your proposed lender is. Bank of Scotland has different instructions for example to Halifax. Should you wish to call us we can investigate further via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Cockfosters. Conveyancing will be smoother if you use a solicitor in Cockfosters especially if they are acquainted with such properties in Cockfosters.
Am I right to be concerned about estate agents that I am dealing with are recommending a web based conveyancing firm rather than a High Street Cockfosters conveyancing company?
As is the case with lots of professional services, often referrals from relatives can be most helpful. Nevertheless there are numerous people with a keen interest in a conveyancing deal; estate agents, financial adviser and mortgage companies may suggest conveyancers to instruct. On occasion the solicitors might be known to one of the organisations as being good in their field, but sometimes there exists a financial incentive behind the endorsement. You have the discretion to appoint your preferred lawyer. You need to be aware that most mortgage providers operate an approved list of solicitors you must use for the mortgage aspect of your house move.
We're first time buyers - agreed a price, yet the selling agent has warned us that the vendor will only move forward if we appoint the agent's chosen lawyers as they want a ‘quick sale’. Our preferred option is to instruct a family solicitor with experience of conveyancing in Cockfosters
We suspect that the owner is not behind this requirement. Should the owner desire ‘a quick sale', turning down a motivated buyer is not the way to achieve this. Contact the owners directly and make the point that (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you are chain free (d) you wish to move quickly (e)however you intend to appoint your own,trusted Cockfosters conveyancing solicitors - not the ones that will provide their negotiator at the agency a referral fee or meet his conveyancing thresholds set by senior management.
What are your top tips when it comes to appointing a Cockfosters conveyancing practice to carry out our lease extension conveyancing?
If you are instructing a conveyancer for your lease extension (regardless if they are a Cockfosters conveyancing firm) it is most important that he or she should be familiar with the legislation and specialises in this area of conveyancing. We advise that you make enquires with two or three firms including non Cockfosters conveyancing practices before you instructing a firm. If the firm is ALEP accredited then that’s a bonus. The following questions might be of use:
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What are the charges for lease extension conveyancing? How familiar is the firm with lease extension legislation?
Having spent months of negotiations we are unable to agree with our landlord on how much the lease extension should cost for our flat in Cockfosters. Can we issue an application to the Residential Property Tribunal Service?
Absolutely. We can put you in touch with a Cockfosters conveyancing firm who can help.
An example of a Freehold Enfranchisement case for a Cockfosters property is 23 Beaconsfield Road in July 2013. The Tribunals decided that the amount payable was £31,203 for the freehold. This case affected 2 flats. The number of years remaining on the existing lease(s) was 70.31 years.
Can a conveyancer remove someone from the title of my property in Cockfosters ?
Removing or adding someone to the title of your property is relatively straightforward. You’ll need to appoint a property lawyer to discuss your legal rights before you can proceed with a transfer of property. Contact us to book a free consultation with one a lawyer