Having sold my house in Didsbury last July but our buyer keeps e-mailing daily to moan that his lawyer is waiting to hear from mylawyer. What should have happened now that I have sold?
Following your disposal your lawyer should forward the transfer deeds and all additional paperwork to the purchaser's conveyancer. Where relevant, your solicitor must also evidence that the home loan has been redeemed to the purchasers solicitors. There is unlikely to be post completion procedures unique to conveyancing in Didsbury.
My wife and I buying a 3 bedroom semi in Didsbury. Our aim is to convert the garage to an office at the house.Will legal due diligence on the property involve enquiries to see if these works are permitted?
Your property lawyer will review the registered title as conveyancing in Didsbury will on occasion identify restrictions in the title deeds which prevent categories of works or necessitated the permission of a 3rd party. Some works require local authority planning consent and approval under the building regulations. Many areas are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. It would be wise to check these things with a surveyor ahead of any purchase.
Does a directory service exist listing Skipton panel solicitors in Didsbury on the Council of Mortgage Lender’s Website?
No. There is no such facility on the Council of Mortgage Lenders or Building Society Association websites. Very few banks make their panel listings open the public over the internet. Where you are looking for a Didsbury conveyancer on the Skipton please use our facility.
About to purchase flat in Didsbury. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Leeds Building Society conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Didsbury solicitor is on the Leeds Building Society conveyancing panel.
I used Arc property Solicitors a few years ago for my conveyancing in Didsbury. I now require my file but cannot find the solicitor. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Didsbury of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I am purchasing a new build house in Didsbury benefiting from help to buy. The sellers would not move on the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The house builders rep suggested that I not reveal to my conveyancer about this side-deal as it would put at risk my loan with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Yesterday I discovered that there is a flying freehold element on a house I have offered on two weeks back in what was supposed to be a simple, chain free conveyancing. Didsbury is where the house is located. Can you shed any light on this issue?
Flying freeholds in Didsbury are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Didsbury you must be sure that your lawyer goes through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Didsbury may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
Is it simple use the search facility to choose a conveyancing lawyer in Didsbury on the panel for my lender?
First select a bank such as Birmingham Midshires, Coventry Building Society or Nottingham Building Society then choose your location for example Didsbury. Conveyancing organisations in Didsbury and nationally will then be identified.