My husband and I are approaching an exchange on a property in Hulme and my parents have transferred the ten percent deposit to my conveyancing practitioner. I am now informed that as the deposit has been received from someone other than me my solicitor needs to make a notification to my lender. I am advised that, in also acting for the bank he must advise them that the balance of the purchase price is not just from me. I advised the mortgage company regarding my parents' contribution when I applied for the home loan, so is it really appropriate for this now to be an issue?
The conveyancing practitioner is obliged to check with lender to ensure that they know that the balance of the purchase price is not from your own funds. The solicitor can only report this to your mortgage company if you agree, failing which, your lawyer must cease to continue acting.
I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Hulme. My lender is Tesco Bank
Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 16/4/2026, the requirements read as follows :
I am assisting my mother sell her property in Hulme. Does the conveyancer order an energy performance certificate or it is for the owner to see to?
Following the demise of HIPs, energy assessments became a compulsory part of selling a house. An energy assessment should be to hand prior to the property being advertised. This is not a task that solicitors normally organise. Where you are using a Hulme conveyancing lawyer they might be willing to arrange energy performance certificates due to their relationships with long established Hulme accredited person
We had selected solicitors locally in Hulme on the Lloyds solicitor panel. They have just billed me a supplemental amount for the legal aspects of the Lloyds mortgage. Is this a supplemental conveyancing fee set by Lloyds?
Provided it is contained in their Terms of Engagement or estimate then yes your solicitor is entitled to charge a fee for this. This fee is not dictated by Lloyds but by your Hulme conveyancer. Plenty of firms on the Lloyds panel will quote an ‘acting for lender’ fee and others do not.
Can I be sure that the Hulme conveyancing solicitor on the UBS panel is any good?
When it comes to conveyancing in Hulme seeking recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always recommend that you speak with the lawyer handling your transaction.
Are there restrictive covenants that are commonly identified during conveyancing in Hulme?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Hulme. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I've recently found out that there is a flying freehold element on a house I put an offer in two weeks back in what should have been a straight forward, no chain conveyancing. Hulme is where the house is located. Can you shed any light on this issue?
Flying freeholds in Hulme are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Hulme you must be sure that your lawyer goes through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Hulme may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I am employed by a reputable estate agency in Hulme where we see a few leasehold sales jeopardised as a result of short leases. I have received contradictory information from local Hulme conveyancing solicitors. Could you shed some light as to whether the owner of a flat can start the lease extension process for the purchaser on completion of the sale?
Provided that the seller has owned the lease for at least 2 years it is possible, to serve a Section 42 notice to start the lease extension process and assign the benefit of the notice to the purchaser. This means that the buyer can avoid having to sit tight for 2 years to extend their lease. Both sets of lawyers will agree to form of assignment. The assignment has to be done prior to, or simultaneously with completion of the sale.
An alternative approach is to agree the lease extension with the freeholder either before or after the sale. If you are informally negotiating there are no rules and so you cannot insist on the landlord agreeing to grant an extension or transferring the benefit of an agreement to the buyer.
Hulme Conveyancing for Leasehold Flats - Sample of Queries Prior to Purchasing
-
How many of the leaseholders are in arrears for their maintenance charge payments? The majority of Hulme leasehold properties will have a service charge for maintenance of the building set by the management company. Should you buy the flat you will have to pay this liability, usually in instalments accross the year. This could be anything from a couple of hundred pounds to thousands of pounds for blocks with lifts and large communal grounds. In all probability there will be a rentcharge to be met annual, this is usually not a large figure, say about £50-£100 but you should to enquire it because occasionally it can be prohibitively expensive. Can you inform me if there are any major works anticipated that will add a premium to the maintenance fees?