Will my conveyancing lawyers need to check that the building insurance when buying a house in East Hunsbury. My lender is Tesco Bank
Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 20/10/2025, the requirements read as follows :
Forgive me if this question is silly but I am new to the home buying as FTB of a ground floor flat in East Hunsbury. Do I pick up the keys to the property on completion from my lawyer? If so, I will instruct a local conveyancing solicitor in East Hunsbury?
On the day of completion you do not need to attend the conveyancers office in East Hunsbury. Your solicitors will electronically transfer the completion advance to the owner’s lawyers, and shortly after the monies have arrived, you should be invited to collect the keys from the property Agents and move into your new home. Usually this occurs early afternoon.
A relative pointed out to me me that in purchasing a property in East Hunsbury there may be various restrictions preventing external alterations to the property. Is this right?
There are a number of properties in East Hunsbury which have some sort of restriction or requirement of consent to carry out external alterations. Part of the conveyancing in East Hunsbury should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
Is it correct that all East Hunsbury CQS (Conveyancing Quality Scheme) solicitors are on the UBS conveyancing panel?
It is true that some banks and building societies now make use of CQS as the kick off point for Panel approval such as HSBC and Santander. CQS membership however gives no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitor practices wishing to join their approved list of conveyancing solicitors.
I know that there are debates on Chancel Insurance on online forums. Am I compelled to take this when acquiring a residence in East Hunsbury? or I am told that there is an ancient law that could mean that homeowners residing in a parish church boundary will be compelled to pay for maintenance to the chancel within the church. Is this relevant for conveyancing in East Hunsbury?
Unless a prior purchase of the premises took place after 12 October 2013 you can take it that solicitors delivering conveyancing in East Hunsbury to continue to recommend a chancel search and or insurance against a claim.
I have been on the look out for a leasehold apartment up to £245,000 and identified one near me in East Hunsbury I like with open areas and railway links nearby, the downside is that it only has 61 years unexpired on the lease. There is not much else in East Hunsbury for this price, so just wondered if I would be making a mistake acquiring a lease with such few years left?
If you need a mortgage the remaining unexpired lease term will likely be an issue. Reduce the price by the expected lease extension will cost if not already taken into account. If the existing proprietor has owned the property for a minimum of 2 years you can ask them to commence the lease extension formalities and pass it to you. You can add 90 years to the existing lease term and have £0 ground rent by law. You should speak to your conveyancing lawyer concerning this matter.
I am thinking of appointing a conveyancing practitioner in East Hunsbury for my home move. Can I review a firm’s record with the legal regulator?
One may search for presented Solicitor Regulator Association (SRA) decisions resulting from inquisitions commenced on or after Jan 2008. Go to Check a solicitor's record. For records about the period before 1 January 2008, or to check a solicitors history, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, dial +44 (0)121 329 6800. The SRA may recorded telephone calls for training requirements.
Due to sign contracts shortly on a leasehold property in East Hunsbury. Conveyancing solicitors inform me that they are sending me a report on Monday. Are there areas in the report that I should be focusing on?
The report on title for your leasehold conveyancing in East Hunsbury should include some of the following:
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The total ownership of the demise. This might be the property itself but may incorporate a roof area or cellar if appropriate. What options are open to you if another tenant in the building breaches a clause of their lease? Whether the landlord has obligations to ensure rights of quiet enjoyment over your property and do you know what it means in practice? Does the lease prohibit wood flooring?
I acquired a split level flat in East Hunsbury, conveyancing formalities finalised half a dozen years ago. Can you shed any light on how much the price could be for a 90 year extension to my lease? Corresponding properties in East Hunsbury with over 90 years remaining are worth £221,000. The average or mid-range amount of ground rent is £50 levied per year. The lease terminates on 21st October 2095
With just 70 years left to run we estimate the premium for your lease extension to be between £9,500 and £11,000 as well as professional fees.
The figure that we have given is a general guide to costs for extending a lease, but we cannot give you a more accurate figure in the absence of detailed investigations. Do not use the figures in tribunal or court proceedings. There are no doubt additional issues that need to be taken into account and you obviously should be as accurate as possible in your negotiations. Neither should you take any other action based on this information without first seeking the advice of a professional.