When does exchange of contracts take place for domestic conveyancing in Towcester and do I need to be at the solicitors branch?
If you are local to our conveyancing solicitors in Towcester you are welcome to attend to sign contracts. However, the firms we work with provide countrywide coverage for conveyancing and provide just as comprehensive and professional a job for you when communicating with you by post or email. The signing of the contract is not when everything is set in stone. A signed contract is necessary for the conveyancer to exchange contracts when the time is right, which is ordinarily shortly after signing. The exchange process is nowadays normally dealt with by telephone and can be very rapid, although where a long "chain" is involved, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Towcester)to be in the office at the appropriate time.
My wife and I have recently appointed a conveyancing solicitor in Towcester. I need to find out if they are on the Alliance & Leicester approved list of lawyers. Can you assist?
You should call your lawyer and enquire whether they can act for the bank. Otherwise you should get in touch with Alliance & Leicester who may be able to assist.
I have todaybecome aware that Stirling Law have closed. They carried out my conveyancing in Towcester for a purchase of a freehold house 10 months ago. How can I establish that the property is registered correctly in the name of the former proprietor?
The easiest method to check if the premises is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Towcester conveyancing specialists.
How does conveyancing in Towcester differ for new build properties?
Most buyers of new build property in Towcester come to us having been asked by the builder to sign contracts and commit to the purchase even before the house is finished. This is because new home sellers in Towcester tend to buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Towcester or who has acted in the same development.
Due to the input of my in-laws I had a survey completed on a property in Towcester ahead of instructing solicitors. I have been advised that there is a flying freehold element to the property. Our surveyor has said that some banks tend not give a loan on this type of house.
It depends who your proposed lender is. HSBC has different instructions from Halifax. If you call us we can look into this further with the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Towcester. Conveyancing may be slightly more expensive based on your lender's requirements.
I need to instruct a conveyancing solicitor for residential conveyancing in Towcester. I happened to chance upon a web site which seems to have the ideal answer If there is a chance to get all this stuff done via email that would be ideal. Should I be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?