My mortgage broker says he needs my Golders Green lawyer’ panel reference for the Lloyds conveyancing panel. What is the best way to discover this. I have contacted my local Golders Green branch but they cant find it on their system.
The sensible thing to do is ask for this information from your Golders Green property lawyer . Most Golders Green conveyancing firms will keep a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each lender.
I am buying a right to buy a flat in Golders Green. Can I do my own conveyancing?
Leaving aside the complexities and merits of DIY conveyancing in Golders Green you will have to appoint a solicitor on your mortgage company's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Golders Green.
I can see plenty of information on this site about conveyancing in Golders Green but can you isolate your top tip for appointing the right conveyancer in Golders Green
We would encourage you not to go for the lowest Golders Green conveyancing fees. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in advance.
I have a mortgage with Virgin Money for my property in Golders Green. Conveyancing has been completed some time ago. Should I wish to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Virgin Money?
You must advise Virgin Money before renting your property as this is likely to be a breach of Virgin Money’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Virgin Money directly. You need not do this via a Virgin Money conveyancing panel firm.
I recently had an offer agreed on an apartment in Golders Green. My financial adviser recommended their conveyancers. I paid an on account payment of £175. Not long after, the property lawyer contacted me embarrassingly acknowledging that they were not on the UBS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the UBS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Various web forums that I have frequented warn that are the main reason for obstruction in Golders Green house deals. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) has noted the findings of research by MoveWithUs that conveyancing searches do not figure amongst the common causes of hindrances in the conveyancing process. Searches are not likely to be the root cause of slowing down conveyancing in Golders Green.
I have justbeen informed that Wolstenholmes have been shut down. They conducted my conveyancing in Golders Green for a purchase of a leasehold flat 18 months ago. How can I check that my home is not still registered in the name of the former proprietor?
The easiest way to check if the premises is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Golders Green conveyancing specialists.
I opted to have a survey carried out on a house in Golders Green ahead of instructing lawyers. I have been advised that there is a flying freehold aspect to the house. Our surveyor advised that some lenders may refuse to issue a loan on such a property.
It depends who your proposed lender is. Lloyds has different instructions from Halifax. Should you wish to call us we can look into this further via the relevant lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Golders Green. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Golders Green to see if the conveyancing will be more expensive.