We chose a high street firm for my conveyancing in Golders Green today. Upon checking the Terms it is apparent thatI am liable for costs even if the sale doesn't happen. Should I ditch them and instruct an internet solicitor practice advertising no-sale-no-fee conveyancing in Golders Green?
It is usually ‘give and take’ in that if "No Completion No Fee" is advertised then the conveyancing charges will tend to be be uplifted to counteract those conveyances that abort. Please beware that these deals tend not to protect you from expenses for instance Golders Green conveyancing search expenses.
I am expecting a OIP from Co-operative this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Co-operative recommend any Golders Green solicitors on the Co-operative conveyancing panel, or is it better to go independently?
You will need to appoint Golders Green solicitors independently although you'll need to choose one on the Co-operative conveyancing panel. The solicitor represents both you and Co-operative through the process.
The formalities of my purchase has taken place for my property in Golders Green. Conveyancing was of an acceptable standard but I would like to complain about the lender. How does one go about formally complaining?
Almost all banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Team at head office. Ordinarily complaints to a lender are sorted out very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
Planning on purchasing a house in Golders Green. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Nottingham conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Golders Green solicitor is on the Nottingham conveyancing panel.
It has been 4 months following my purchase conveyancing in Golders Green completed. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
About to purchase a new build flat in Golders Green. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Here is a sample of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Golders Green
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Please confirm the Lease plans are architect prepared. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease.
I opted to have a survey done on a property in Golders Green ahead of retaining solicitors. I have been advised that there is a flying freehold element to the house. Our surveyor has said that some lenders may not give a loan on a flying freehold home.
It varies from the lender to lender. Lloyds has different instructions from Nationwide. If you call us we can investigate further with the relevant lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Golders Green. Conveyancing may be slightly more expensive based on your lender's requirements.
Am I better off to go with a Golders Green conveyancing lawyer based in the vicinity that I am hoping to buy? An old friend can conduct the conveyancing however her office is 400miles away.
The primary upside of using a local Golders Green conveyancing practice is that you can visit the firm to execute paperwork, deliver your ID and pester them where appropriate. Having local Golders Green know how is a plus. However nothing is more important than finding someone that will do a good and efficient job. If if people you trust used your friend and they were happy that should trump using an unknown Golders Green conveyancing lawyer solely due to them being Golders Green based.