When can the exchange of contracts occur in sale conveyancing in Lisson Grove and am I required to be at the solicitors branch?
Where you are local to one of the conveyancing solicitors in Lisson Grove you are invited in to sign documents. However, the firms we work with supply countrywide coverage for conveyancing and provide just as comprehensive and professional a job for you when communicating with you electronically. The signing of the contract is not when everything is set in stone. Signing on the dotted line is just a prerequisite for the firm to exchange contracts at the appropriate time, which is ordinarily shortly after signing. The procedure is is usually a five minute process, although where an extended "chain" is involved, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Lisson Grove)to be in the office at the appropriate time.
I have been recommended a conveyancing solicitor in Lisson Grove. I I would like to check whether they are on the Yorkshire Building Society approved list of lawyers. Could you or the lender confirm if they are on the panel?
You should call your lawyer and enquire if they are on the lender panel. Otherwise you should get in touch with Yorkshire Building Society who may be able to confirm.
is it true that all Lisson Grove solicitor firms on the Yorkshire BS conveyancing panel are governed by the SRA?
As a firm of solicitors, in order to be on the Yorkshire BS approved list of solicitors they would need to be governed by the SRA. Many mortgage companies do list licenced conveyancers on their panel and in such a situation the organisation would be overseen by the Council of Licensed Conveyancers.
I recently had an offer agreed on a house in Lisson Grove. My mortgage broker recommended their conveyancers. I paid an upfront payment of £200. A few days later, the lawyer called me to say that they were not on the Skipton conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Skipton panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
After shopping around on the internet I have found a Lisson Grove solicitor having checked that they are on the HSBC conveyancing panel. Does my lawyer arrange the survey of the property?
HSBC will need an independent valuation of the property. Your lawyer will not arrange this. Usually HSBC will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Lisson Grove postcode. As you are getting a mortgage with HSBC, you could contact them to see if they have a list of approved surveyors in Lisson Grove.
Various internet forums that I have visited warn that are the number one reason for obstruction in Lisson Grove house deals. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) published findings of research by MoveWithUs that conveyancing searches do not feature amongst the most frequent causes of delays in the conveyancing process. Local searches are not likely to feature in any slowing down conveyancing in Lisson Grove.
Are there restrictive covenants that are commonly identified during conveyancing in Lisson Grove?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Lisson Grove. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Due to the encouragement of my in-laws I had a survey completed on a property in Lisson Grove prior to instructing solicitors. I have been told that there is a flying freehold element to the house. The surveyor advised that some lenders tend not grant a mortgage on this type of home.
It depends who your proposed lender is. Bank of Scotland has different instructions from Birmingham Midshires. If you contact us we can investigate further via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Lisson Grove. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Lisson Grove to see if the conveyancing will be more expensive.