We are buying a 3 bedroom flat in Trimdon with a mortgage. We would like to retain our Trimdon solicitor, but the bank says she’s not on their "panel". It seems we have little option but to instruct one of the lender panel solicitors or continue with our Trimdon lawyer as well as pay for one of their panel firms to act for them. This feels very unfair; is there anything we can do?
No, not really. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Trimdon conveyancing solicitor to apply to be on the conveyancing panel.
I have given 2 months notice to my current landlord and have to vacate my rented flat in Trimdon by 30/4/2025. Conveyancing for my house purchase is progressing. Can I complete in three weeks as don't want to have to move into temporary accommodation?
The normal practice is not to give notice on a rental unless your lawyer suggests that you should. Assuming that you have not already done so, speak to your lawyer and request that they apply pressure on the other solicitors, try to get a realistic time scale from them that everyone will aim to achieve
Can I use your services to find a Conveyancing solicitor in Trimdon even if I’m not buying or selling a house, for instance where I wish to buy an office in Trimdon with a loan from TSB?
The service is predominantly utilised to get a quote from residential conveyancing solicitors in Trimdon but we have set out towards the end of this page some Trimdon commercial conveyancing firms. You should speak with the company directly to see if they are also authorised to represent TSB
I just bought a flat at auction in Trimdon. Conveyancing is necessary. What are my next steps?
Now that you are legally committed yourself to purchase you now have to retain a conveyancing practitioner quickly as you now have a pending a fixed date to complete the property. Every auction property will have a corresponding auction pack. This will include evidence of title and search results. In the case of leasehold premises the conveyancing pack may contain a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork pertinent to a leasehold property. You should hand this to the lawyer instructed by you as soon as possible. Do make sure that that you have the requisite funding in place to complete on the date specified in the contract.
We have agreed to purchase a house in Trimdon. One unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender RBS be concerned?
As you are obtaining a mortgage with RBS your lawyer must follow the conveyancing requirements set out in Part 2 of UK Finance Lenders’ Handbook for RBS. The Council of Mortgage Lenders’ Handbook stipulates minimum conditions for solar panel roof-space leases, and lawyers are required to report to RBS where a lease fails to comply with these specifications. The requirements relate to the installation of panels on properties countrywide and is not restricted to Trimdon.
After months of negotiation I have agreed a price on a house in Trimdon. My financial adviser suggested a lawyer. I paid an on account payment of £150. A couple of days later, the solicitor called me to say that they were not on the Yorkshire BS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Yorkshire BS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I was pointed in your direction by a few property agents in Trimdon to find a conveyancer using your seach tool. What’s the financial advantage for Estate Agents to promote your site over another?
We don’t offer any commission for pointing buyers and sellers in our direction. We found it would be just too difficult a fee as home movers will think, ‘How come the agent getting a kickback? Why am I not receiving any benefit too?’ We would prefer to grow our business on genuine recommendations.
Do I need to visit the offices of the mortgage company conveyancing panel solicitor to execute the legal charge? If so, I will choose one who does conveyancing in Trimdon so that I can attend their offices if necessary.
Most conveyancing panel lawyers for the mortgage company undertake all of the work via the post, internet or over the phone. This means that they can undertake your Conveyancing Transaction no matter where you live in England or Wales. YOu dont have to use a conveyancing solicitor in Trimdon. However you should check if you can still book an appointment to go into appointed conveyancing lawyer if you prefer.