My IFA requires my Durham law firm’s panel reference for the Santander conveyancing panel. What is the best way to discover this. I have contacted my local Durham office but they have not got back to me yet.
Have you tried contacting your Durham lawyer about this?. They keep a central record lender panel numbers.
I am need of leasehold conveyancing for a flat in a relatively new development (five years old) in Durham. The vast majority the flats are already sold. Do I need carry out the conveyancing searches for my conveyancing in Durham?
You are putting yourself at risk in not carrying out Durham conveyancing searches. Without searches you have no clarity over flooding, environmental etc which may mean you walk away due to potential problems down the line. If you are buying mortgage free there is no legal necessity to have them, but we would seriously advise in no uncertain terms that your lawyer conducts them. If speed and price are primary issues you should discuss with your conveyancer about the possibility of search insurance
I am assisting my mother sell her property in Durham. Does the solicitor arrange the energy assessment or it is for me to coordinate?
Following the demise of Home Packs, energy performance certificates remained a required part of selling a property. An energy performance certificate needs to be commissioned before the property is marketed. This is not a task that law firms normally organise. If you are instructing a Durham conveyancing solicitor they might be willing to arrange energy assessments due to their contacts with reputable local providers
Is it the case that all Durham solicitor practices on the Aldermore conveyancing panel are overseen by the SRA?
As a firm of solicitors, in order to be on the Aldermore approved list of solicitors they would need to be governed by the Solicitors Regulatory Authority. Some lenders do allow licenced conveyancers on their panel and in that case the practice would be regulated by the Council of Licensed Conveyancers.
I have today made my last payment due on my mortgage with Nottingham. I assume I don't need a Durham solicitor on the Nottingham panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Nottingham mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Nottingham mortgage from the register. Nottingham, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Nottingham has sent the Land Registry the discharge electronically, and
- Nottingham has instructed the Land Registry to do so
Just had an offer accepted on a new build apartment in Durham. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Here is a sample of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Durham
Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Forfeiture - bankruptcy or liquidation must not apply under this provision. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents.
I opted to have a survey carried out on a house in Durham before instructing conveyancers. I have been informed that there is a flying freehold overhang to the house. The surveyor advised that some banks tend not issue a mortgage on such a home.
It varies from the lender to lender. Bank of Scotland has different requirements from Halifax. Should you wish to call us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Durham. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Durham to see if the conveyancing will be more expensive.
My conveyancers in Durham have advised me that no longer have my conveyancing file. To assist with my purchase I took out a mortgage with the bank. Is it case that being on the bank conveyancing panel they need to have retained the file for a number of years?
Different lenders have different requirements but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the lender Conveyancing Panel Terms. It might be worth you contacting the mortgage company directly.