Find a Lender-Approved Local Conveyancer in Seaham

Ready to buy a new home? Find a law firm approved by your lender.

If you have reached us by Googling ‘Conveyancing in Seaham’ follow your intuition — you will have a better house move where you instruct a conveyancing solicitor in Seaham.

Reasons to use our Seaham conveyancing solicitors

  • 1 This site is the first site offering you the ability to ensure that your property ownership legalities in Seaham will be carried out by a property lawyer on your lender’s member panel.
  • 2 Notwithstanding what other lawyers tell you it may be necessary to visit your lawyer to sign legal papers. There are various parties with with an interest in a homemove without having to include Royal Mail into the pot.
  • 3 Seaham conveyancer are the linchpin to a successful Seaham home move, keeping the process under control. They are on your side throughout, offering dedicated advice for the duration of your move
  • 4 The companies listed on our directory have a variation of conveyancing lawyers, legal executives and support staff handling thousands of conveyancing matters annually.
  • 5 Personal touch together with pure property local knowledge are key benefits that you should look for when choosing conveyancing solicitors. Seaham property deals can become a lot more stressful as a result of lack of transparency between all the parties. The lawyers we work with strive to make sure that communication channels are open and act on arising issues and developments instantly.

Examples of recent conveyancing in Seaham since October 2020*

Recently asked questions about conveyancing in Seaham

Can you explain why leasehold purchase conveyancing in Seaham costs more?

Seaham leasehold properties involve far more paperwork than a freehold purchase, and therefore takes more time to examine and advise upon.Conveyancing will involve the lease having to be checked which is usually a lengthy document, queries raised to ensure that the covenants and conditions have been observed. If it is a flat there will be a management company in existence and the accounts of this will need to be checked and enquiries raised to ensure it is operating efficiently and that all monies due have been paid by the Seller to the company and if not ensuring that money is paid up to date or the appropriate undertakings obtained.

I am considering applying for a Leeds Building Society mortgage for purchase of a new build (under development) in Seaham with 70% loan to value. Is it compulsory to choose a solicitor on the conveyancing panel for Leeds Building Society ?

There is nothing to stop you using your solicitor, but Leeds Building Society will insist on their interests being represented by a firm on their conveyancing panel. There is greater potential for delays and confusion with two solicitors involved, and it will undoubtedly be more expensive too.

Can you point me to a directory of Yorkshire BS panel conveyancers in Seaham on the Council of Mortgage Lender’s Website?

No. There is no such facility on the CML or Building Society Association sites. Very few mortgage companies make their panel listings viewable over the internet. Where you are in need of a Seaham property lawyer on the Yorkshire BS please use our facility.

Completion of my purchase has taken place for my property in Seaham. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. How do I make a complaint?

Most banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. Ordinarily complaints to a lender are resolved very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.

I am selling my flat. I had a double glazing fitted in September 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, TSB are being difficult. The Seaham solicitor who is on the TSB conveyancing panel is happy to accept ‘lack of building regulation’ insurance but TSB are requiring a building regulation certificate. Why do TSB have a conveyancing panel if they don't accept advice from them?

It is probably the case that TSB have referred the matter to their valuer. The reason why TSB may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

I'm purchasing my first flat in Seaham with the aid of help to buy. The builders would not reduce the price so I negotiated 6k of extras instead. The property agent suggested that I not to tell my lawyer about the extras as it may jeopardize my loan with Norwich and Peterborough Building Society. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I was recommended by two or three local selling agents in Seaham to select a conveyancer on your site. What’s the financial advantage for Estate Agents to market your site ahead of alternative conveyancing organisations?

We refuse to give any financial incentive for pointing buyers and sellers to this site. We found it would be just too difficult to pay a commission because members of the public would think, ‘How come the agent getting a kickback? Why am I not getting any benefit too?’ So we decided to step away from that.

My lawyer in Seaham has informed me that he requires identification documents saying that this forms part of his retainer as a solicitor on the lender Conveyancing panel. Can this be correct?

Anti-terror and anti-money-laundering rules require Seaham conveyancing solicitors and licensed conveyancers to verify the identity of the person or body they are dealing with before they can accept their conveyancing business. The Client Care letter that you need to sign will no doubt confirm this. Your lawyer is right that the lender also require certain documents to be viewed. If a you refuse to provide ID verification documents, your conveyancer would not be able to accept instructions from you. Your lawyer also has obligations to obtain certain documents in accordance with the bank's UK Finance Lenders’ Handbook requirements

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Sample of conveyancing solicitors in Seaham regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Seaham but also conveyancing throughout England and Wales.

  • Kenneth M Barrow & Co Limited, 15-16 Adelaide Row, Seaham, County Durham, SR7 7EF
  • Kirkup Lascelles & Creed, 25 Yoden Way, Peterlee, County Durham, SR8 1BP
  • Cullen Hammond Limited, Regus House, 4 Admiral Way, Doxford International Business, Sunderland, Tyne and Wear, SR3 3XW
  • Clear View Law Limited, Mowbray Villas, Mowbray Road, Sunderland, Tyne and Wear, SR2 7EA
  • Sweeney Miller Llp, Mowbray Villas, Mowbray Road, Sunderland, Tyne and Wear, SR2 7EA

Commercial Conveyancing solicitors in Seaham regulated by the SRA

The firms listed below are a non-comprehensive list of solicitors in Seaham specialising in commercial conveyancing in Seaham. This will likely include advice on granting a lease to a commercial tenant
  • Naughtons Solicitors Llp, 1-2 Adelaide Row, Seaham, County Durham, SR7 7EF
  • Kirkup Lascelles & Creed, 25 Yoden Way, Peterlee, County Durham, SR8 1BP
  • Clear View Law Limited, Mowbray Villas, Mowbray Road, Sunderland, Tyne and Wear, SR2 7EA
  • Sweeney Miller Llp, Mowbray Villas, Mowbray Road, Sunderland, Tyne and Wear, SR2 7EA
  • Red Chevron Legal Services Ltd, Mowbray Villas, Mowbray Road, Sunderland, Tyne and Wear, SR2 7EA

Residential Licensed Conveyancers in Seaham regulated by the CLC

Please be aware that the listed conveyancers do not limit their work for conveyancing in Seaham but also conveyancing throughout England and Wales.
  • Hastie Conveyancing, 33 Frederick Street, SR1 1LN

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.