How up to date is your database of Chester le Street solicitors on the Leeds Building Society conveyancing panel? Do Leeds Building Society send you an updated list?
Chester le Street conveyancing firms themselves provide us confirmation that they are on the Leeds Building Society conveyancing panel as opposed to being supplied with a list from Leeds Building Society directly.
My grandfather passed away six months ago and as sole heir and executor I was left the house in Chester le Street. The house had a small mortgage left on it of around £4500. I want to transfer the title deeds into my name whilst I re-mortgage to Santander, pay off the mortgage. Is this allowed?
Given you intend to refinance then Santander will insist on your using a conveyancer on the Santander conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Santander conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Santander mortgage is registered as a charge at the Land Registry.
How can we tell if a Chester le Street conveyancing solicitor on the Virgin Money panel is any good?
When it comes to conveyancing in Chester le Street obtaining recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always suggest that you speak with the lawyer handling your conveyancing.
We are getting the release of further monies on our mortgage from Lloyds as we intend to conduct a loft conversion to our house in Chester le Street. Are we obliged to choose a local Chester le Street solicitor on the Lloyds conveyancing panel to deal with the legals?
Lloyds do not ordinarily require firms on their conveyancing panel to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Lloyds conveyancing panel.
Two weeks ago we had a mortgage agreed in principle with HSBC. Chester le Street conveyancing lawyers have been chosen. How long does it take for HSBC to issue the offer to the lawyer?
There is no definitive answer here. Have HSBC completed the valuation? Have you advised HSBC as to your lawyers' details and checked that your lawyers are on the HSBC conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
Is it necessary to take out insurance to protect me from financial exposure to chancel repairs when acquiring a residence in Chester le Street?
Unless a prior purchase of the house took place post 12 October 2013 you could take it that solicitors handling conveyancing in Chester le Street to remain recommending a chancel search and or chancel repair liability policy.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Chester le Street?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Chester le Street. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I need to instruct a conveyancing lawyer in Chester le Street for my house move. Can I check a solicitor's complaints history with the profession’s regulator?
You may find presented Solicitor Regulator Association (SRA) decisions resulting from inquisitions commenced on or after 1 January 2008. Go to Check a solicitor's record. For details Pre 2008, or to check a solicitors history, phone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. International callers, dial +44 (0)121 329 6800. The regulator could monitor call for training purposes.