We are looking to buy a house and need a conveyancing solicitor in Billingham who is on the Clydesdale conveyancing panel. Can you recommend a local solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Clydesdale . We don't recommend any particular firms conducting conveyancing in Billingham.
We just had an offer accepted to buy with Norwich and Peterborough Building Society. We have called around locally but cant to find a Billingham conveyancing firm on the Norwich and Peterborough Building Society approved list. Could you help?
Please do take advantage of the search tool on this page. Pick the lender and type Billingham or your location and you will be presented with a number of lawyer based in Billingham or by proximity to you.
I own a semi-detached Georgian property in Billingham. Conveyancing practitioner acted for me and Godiva Mortgages Ltd. I did a free Land Registry search last week and there are a couple of entries: one for freehold, the second leasehold with the exact same address. I'd like to know for sure, how can I find out??
You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Billingham and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with purchasers. You can also check the position with the conveyancing practitioner who conducted the conveyancing.
I opted to have a survey carried out on a house in Billingham ahead of instructing lawyers. I have been told that there is a flying freehold overhang to the house. My surveyor has said that some lenders may not give a loan on a flying freehold home.
It varies from the lender to lender. Lloyds has different requirements for example to Nationwide. Should you wish to telephone us we can check via the relevant bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Billingham. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Billingham to see if the conveyancing costs will increase in light of this.
What are your top tips when it comes to choosing a Billingham conveyancing firm to deal with our lease extension?
If you are instructing a conveyancer for your lease extension (regardless if they are a Billingham conveyancing firm) it is most important that they be familiar with the legislation and specialises in this area of work. We advise that you speak with two or three firms including non Billingham conveyancing practices prior to instructing a firm. If the firm is ALEP accredited then so much the better. The following questions might be useful:
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If they are not ALEP accredited then why not? How familiar is the firm with lease extension legislation?
Billingham Conveyancing for Leasehold Flats - A selection of Questions you should ask before buying
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You should be aware that where the lease has fewer than 80 years it will have adverse implications on the value of the property. Check with your mortgage company that they are content with remaining years on the lease. A short lease means that you will almost definitely require a lease extension sooner rather than later and it is worth finding out how much this will be. Remember, in most cases you will need to own the premises for a couple of years before you are entitled to carry out a lease extension. Does the lease include onerous restrictions? Many Billingham leasehold apartments will be liable to pay a service charge for maintenance of the building set by the freeholder. Should you acquire the flat you will have to pay this liability, normally periodically throughout the year. This can vary from a couple of hundred pounds to thousands of pounds for large purpose-built blocks. In all probability there will be a ground rent for you to pay yearly, normally this is not a large figure, say approximately £25-£75 but you need to enquire it because occasionally it can be surprisingly expensive.
Estate agents have just been given the go-ahead to market my garden apartment in Billingham.Conveyancing lawyers have not yet been instructed however I have just had a yearly maintenance charge invoice – Do I pay up?
It best that you clear the service charge as normal given that all ground rent and maintenance payments will be apportionedon completion, so you should recover the relevant percentage by the purchaser for the period running from after the completion date to the subsequent invoice date. Most managing agents will not acknowledge the buyer until the service charges have been paid and are up to date so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process