In what way does my ID and proof of funds have anything to do with my conveyancing in Sedgefield? What am I being asked for?
It is indeed that case that the requirement set out by your lawyer has nothing to do with conveyancing in Sedgefield. However these days you will not be able to proceed with any conveyancing process if you have not handing over proof of your identity. Ordinarily this takes the form of a either your passport or driving licence and a utility bill. Please note that if you are supplying your driving licence as evidence of ID it needs to be both the paper part and photo card part, one is not acceptable without the other.
Verification of the source of money is required under Money Laundering Regulations. You should not be offended when you are asked to produce this as your conveyancing solicitor must have this information on file. Your Sedgefield conveyancing solicitor will require evidence of proof of funds before they are able to accept any funds from you into their client account and they should also ask additional queries regarding the source of monies.
I have 7378 less than 75 years remaining on my lease and require a lease extension for my apartment in Sedgefield. Conveyancing solicitors on the Chelsea Building Society panel can deal with such extensions correct?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 24/1/2026 the requirements read as follows :
I am purchasing a new build house in Sedgefield with a mortgage from Chelsea Building Society. The builders refused to move on the price so I negotiated £7000 of fixtures and fittings instead. The house builders rep advised me not disclose to my lawyer about this side-deal as it will jeopardize my loan with Chelsea Building Society. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
My husband and I are 3 weeks into a freehold purchase having been directed to a firm by the selling agent to perform conveyancing in Sedgefield. I am not happy. Could you help me find new solicitors?
They would have to be really bad in order to consider diss instructing them. Has the mortgage been issued? If so you will need to inform them of the replacement lawyer and have the mortgage documents are issued to the new lawyers. Your solicitor ideally needs to be on the mortgage company panel to avoid added expenses and delays. That should be your first question of the new lawyers. The search tool should help you find a bank approved solicitor for your conveyancing in Sedgefield
I own a leasehold house in Sedgefield. Conveyancing and Bank of Scotland mortgage are in place. I have received a letter from someone claiming to own the freehold. Attached was a ground rent demand for rent dating back to 1992. The conveyancing practitioner in Sedgefield who acted for me is not around. What should I do?
The first thing you should do is make enquiries of the Land Registry to be sure that this person is in fact the new freeholder. You do not need to instruct a Sedgefield conveyancing solicitor to do this as it can be done on-line for a few pound. You should note that regardless, even if this is the legitimate freeholder, under the Limitation Act 1980 no more than 6 years of rent can be collected.
Sedgefield Conveyancing for Leasehold Flats - Sample of Queries Prior to buying
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In the main the outlay for major works tend not to be included within maintenance charges, albeit that there some managing agents in Sedgefield require leasehold owners to pay into a reserve fund and this is used to offset against larger repairs or maintenance. You will want to find out as much as you can regarding the managing agents as they will either make your living at the property much easier or much more difficult. Being a leasehold owner you will be in the clutches of the managing agents from a financial perspective and when it comes to daily issues such as the cleanliness of the common parts. Enquire of other people if they are happy with them. On a final note, find out the dates that the service fees are due to the managing agents and precisely what it includes. Best to be warned if a new roof is being put on or some other significant cost is due in the foreseeable future that will be shared by the leasehold owners and will dramatically increase the the maintenance fees or result in a one time payment.
Is planning permission needed to change a house into two flats in Sedgefield? This has been carried out to a house adjacent to my home in Sedgefield and was unaware of it happening until the works were done.
Planning permission is needed for converting a single house in Sedgefield into flats but possibly not for converting once again to single dwelling-house so, in answer to your query, yes.