Find a Lender-Approved Local Conveyancer in Ferryhill

Ready to buy a new home? Find a law firm approved by your lender.

Selecting the right solicitor is the most important decision when it comes to your Ferryhill house move

Reasons to use our Ferryhill conveyancing solicitors

  • 1 The mark of a good conveyancing solicitor in Ferryhill is quality not quantity. The level of service offered by conveyancing "factories" (sometimes 'recommended' by large estate agency chains) sometimes falls short of the high standards of professionalism you would hope for.
  • 2 Using a high street Solicitor usually results in a more personal touch. When using a an online conveyancing factory, you tend to be looked after by a team of people who who update you by reading from their computer screens.
  • 3 Notwithstanding what alternative sites advise it just might be necessary to visit your lawyer to sign documents. There are enough parties with an interest in a conveyancing transaction without needing to include Royal Mail into the mix.
  • 4 Excellent communication and a wealth of expertise are key benefits that you should look for when selecting conveyancing solicitors. Ferryhill home moves can be made a lot more stressful due to poor communication between all the parties. The lawyers listed ensure that the lines of communication are open and act on arising issues and developments instantly.
  • 5 Ferryhill property lawyers work in conjunction with Ferryhill estate agents, property finders, surveyors, mortgage companies and other professionals to make sure that the highest level of service is offered to buyers and sellers every step of the way, ensuring the smoothest, most stress-free process possible

Examples of recent conveyancing in Ferryhill since February 2023*

Recently asked questions about conveyancing in Ferryhill

My husband and I are purchasing a brand new duplex in Ferryhill and my lawyer is informing me that she is duty bound to the bank to disclose incentives from the seller. I am under pressure to sign contracts and I would rather not delay deal. is my lawyer playing by the book?

You should not exchange unless you have been advised to do so by your conveyancer. A precondition to being on a lender panel is to comply with the UK Finance Lenders’ Handbook requirements. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.

I'm the only beneficiary of my late mum's will and I have everything in my name now, including the house in Ferryhill. Conveyancing formalities meant that the Land Registry date was in April. I now wish to sell up. I understand that there is a Mortgage Lenders six month 'rule', which means that my proprietorship may be regarded the same way as if I'd bought the property in April. Do I have to wait half a year to sell?

The CML handbook instructs conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you might be caught by that. How sensible a view mortgage companies take of it, depend on the bank as this provision is chiefly there to pick up on subsales or the flipping of properties.

My fiancee and I are in the process of viewing flats in Ferryhill and I am now considering a potential offer. Is it sensible to have a conveyancing practitioner on ‘stand by’? I will be getting a mortgage with Lloyds.

You should start requesting conveyancing quotes from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their contact information on to the estate agent. As you are obtaining a mortgage with Lloyds, make sure you remember to check that your lawyer is on the Lloyds conveyancing panel.

Leeds Building Society have agreed my mortgage in principle, my bid on a house in Ferryhill has been accepted, what are the next steps?

The property agent will wish to know who your solicitors are (ensure that the property lawyers are on the lender’s panel). Telephone Leeds Building Society or the broker and complete any outstanding paperwork. Leeds Building Society will instruct a valuer who will get in contact with the selling agent or owners to book an appointment. Once conducted (assuming no problems) it takes on average a week for the mortgage offer to be issued. Leeds Building Society will send the offer to you and your conveyancing practitioners. The transaction will then take it’s course according the nature and complexity of the conveyancing in Ferryhill.

My colleague recommended that where I am buying in Ferryhill I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?

This is a search is occasionally quoted for as part of the standard Ferryhill conveyancing searches. It is a large report of more than thirty pages, listing and detailing significant information about Ferryhill around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Local Education with plans and statistics, Local Amenities and other useful information concerning Ferryhill.

I am purchasing a new build house in Ferryhill with the aid of help to buy. The sellers would not budge the price so I negotiated £7000 of additionals instead. The estate agent suggested that I not inform my lawyer about this side-deal as it may affect my loan with Bank of Scotland. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Yesterday I discovered that there is a flying freehold element on a property I put an offer in last month in what should have been a quick, no chain conveyancing. Ferryhill is the location of the property. Can you offer any guidance?

Flying freeholds in Ferryhill are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Ferryhill you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Ferryhill may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

We are 3 weeks into a residential purchase having been recommend to conveyancers by the estate agent to handle our conveyancing in Ferryhill. We are not happy. Could you help me find new solicitors?

They would need to be really poor to suggest changing them. Has your loan offer been generated? If so you must inform them of the new contact details and get the mortgage documents are issued to the new lawyers. The solicitor ideally needs to be on the lenders panel to avoid escalating costs and frustration. That should be your first question of the new solicitors. The find a solicitor tool can help you find a bank approved lawyer for your conveyancing in Ferryhill

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Commercial Conveyancing solicitors in Ferryhill regulated by the SRA

The list below is a small selection of solicitors in Ferryhill specialising in commercial conveyancing in Ferryhill. This could include advice on buying and selling small and large scale commercial property and agricultural land
  • Evans & Co, 33 Cheapside, Spennymoor, County Durham, DL16 6QF
  • Riley Langdon Solicitors, Suite4 City West Business Park, St. Johns Road, Meadowfield, Durham, County Durham, DH7 8ER
  • The Barrington Law Partnership, Barrington Chambers, Victoria Avenue, Bishop Auckland, County Durham, DL14 7JH
  • Smith Roddam, 56 North Bondgate, Bishop Auckland, County Durham, DL14 7PG
  • Hewitts, 207 Newgate Street, Bishop Auckland, County Durham, DL14 7EL

Planning law solicitors in Ferryhill regulated by the Solicitors Regulation Authority

The practices listed below are a non-comprehensive list of solicitors in Ferryhill practicing in planning law. The solicitors can give expert legal advice on all aspects of planning, including planning applications and appeals
  • The Barrington Law Partnership, Barrington Chambers, Victoria Avenue, Bishop Auckland, County Durham, DL14 7JH

What to expect from a Licensed Conveyancer for conveyancing in Ferryhill?

Licensed Conveyancers support the transfer of ownership of a property from one person to another and cover conveyancing throughout England and Wales not just Ferryhill. If appointed a Licensed Conveyancer regulated by the CLC, you should:
  • Have an honest and lawful service.
  • Be supplied with a high standard of legal services.
  • Receive your conveyancing dealt with using care, skill and diligence.
  • Be supplied with a high standard of service due to your lawyer’s arrangements, resources, procedures, skills and commitment.
  • Enjoy the benefit of a service which is accessible and responsive to your individual needs.
  • You should not consider yourself discriminated against, victimised or harassed.
  • To receive the standard you could expect, however, if you do your lawyer accepts responsibility for this and provides you with any appropriate redress.
  • Have your specific needs taken into account should you make a complaint.
  • Enjoy the benefit of a swift, independent and comprehensive service where if a complaint is registered about your conveyancing in Ferryhill.

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.