What does my ID and proof of funds have anything to do with my conveyancing in Tilehurst? What am I being asked for?
You are right in these requests have nothing to do with conveyancing in Tilehurst. Nowadays you can not complete any conveyancing deal in the absence supplying proof of your identity. Ordinarily this takes the form of a either your passport or driving licence as well as a bank statement. Remember if you are supplying your driving licence as proof of identification it must be both the paper section and photo card part, one is not sufficient without the other.
Proof of the source of funds is mandated under Money Laundering Regulations. You should not be offended when when this is requested of you as your conveyancer will need to have this information on file. Your Tilehurst conveyancing solicitor will need to see evidence of proof of funds prior to accepting any monies from you into their client account and they may also ask further questions concerning the source of funds.
I am helping my aunt sell her property in Tilehurst. Does the solicitor order the energy performance certificate or it is for me to see to?
Following the abolition of HIPs, EPC’s became a compulsory element of moving house. An EPC needs to be to hand before the property is advertised. This is not a task that lawyers normally organise. If you are instructing a Tilehurst conveyancing solicitor they might be able to arrange EPC’s given their contacts with long established local providers
We are getting the release of further monies on our mortgage from Barclays as we wish to conduct a loft conversion to our property in Tilehurst. Are we obliged to appoint a nearby Tilehurst solicitor on the Barclays conveyancing panel to handle the legals?
Barclays do not ordinarily require firms on their conveyancing panel to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Barclays conveyancing panel.
My wife and I are spending time looking at apartments in Tilehurst and I am about to put in an offer. Is it premature to have a solicitor in place? I will be getting a mortgage with Bank of Ireland.
You should start requesting conveyancing estimates from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their contact information on to the EA. Given that you are seeking a mortgage with Bank of Ireland, make sure you remember to check that your lawyer is on the Bank of Ireland conveyancing panel.
I have been told that property searches are the main cause of obstruction in Tilehurst house deals. Is this right?
The Council of Property Search Organisations (CoPSO) has noted the determinations of research by MoveWithUs that conveyancing searches do not figure amongst the most frequent causes of delays during the legal transfer of property. Searches are not likely to feature in any delay in conveyancing in Tilehurst.
How does conveyancing in Tilehurst differ for newly converted properties?
Most buyers of new build premises in Tilehurst come to us having been asked by the seller to sign contracts and commit to the purchase even before the property is constructed. This is because new home sellers in Tilehurst typically purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Tilehurst or who has acted in the same development.
We are four weeks into a residential purchase having been referred to conveyancers by the high street agent to carry out the conveyancing in Tilehurst. I am not happy. Could you help me find new conveyancers?
A lawyer would need to be really poor in order to consider diss instructing them. Has the mortgage offer been issued? If so you must advise them of the new contact details and ensure the offer are re-sent. Your conveyancer needs to be on the banks panel to avoid escalating expenses and complications. So that should be your starting point. Our search tool should help you find a lender approved solicitor for your home move in Tilehurst
I have checked your search tool I can't find the lawyer I was hoping to instruct as being on the lender conveyancing panel. My lawyer has said that they are on the mortgage company approved panel. How can I be sure given that they are not listed on your directory?
Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the lender conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the mortgage company solicitor panel.