Is the fact that my conveyancer in Wallingford is not on my bank's solicitor panel that there is a problem with the standard of his work?
That is most likely a wrong assumption to make. There are all sorts of perfectly reasonable explanations. A recent report by the solicitors regulator revealed that over three quarters of law firms surveyed had been removed from at least one lender panel. The top 5 reasons are as follows: (1) lack of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Should you be concerned you should contact the Wallingford conveyancing practice and ask them why they are no longer on the approved list for your lender.
Do the Building Society Association intend to launch a search tool with a view to to identify practices on the Loughborough BS conveyancing panel for instance in Wallingford?
We are not aware of any intention on the part of the BSA to develop such a register.
My relative suggested that where I am purchasing in Wallingford I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is sometimes quoted for as part of the standard Wallingford conveyancing searches. It is a large report of more than thirty pages, listing and setting out important information about Wallingford around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Wallingford Education with maps and statistics, Local Amenities and other useful data about Wallingford.
I acquired my home on 11 August and my personal details is not yet on the land registry website. Any reason for this? My conveyancing solicitor in Wallingford advises it will be concluded inside ten days. Are titles in Wallingford uniquely lengthy to register?
As far as conveyancing in Wallingford registration is no quicker or slower than anywhere else in England and Wales. Rather than based on location, timeframes can differ depending on who lodges the application, whether it is in order and if the Land registry must send notices to any other persons or bodies. At present approximately three quarters of submission are fully addressed within two weeks but some can be subject to protracted delays. Historically registration is effected after the purchaser has moved in to the premises therefore an expedited registration is not usually top priority but if there is a degree of urgency associated with the registration then you or your lawyers can speak with the land registry and explain the circumstances.
I decided to have a survey completed on a property in Wallingford in advance of retaining lawyers. I have been told that there is a flying freehold aspect to the property. Our surveyor has said that some lenders will not give a loan on a flying freehold house.
It varies from the lender to lender. Bank of Scotland has different requirements for example to Nationwide. Should you wish to call us we can look into this further via the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Wallingford. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Wallingford to see if the conveyancing costs will increase in light of this.
My husband and I are 14 days into a residential purchase having been referred to a firm by the estate agent to handle our conveyancing in Wallingford. I am am extremely disappointed with the quality of service. Could you you assist me in finding new conveyancers?
They would need to be very poor to suggest changing them. Has your mortgage offer been sent? In the event that it has you must inform them of the new solicitor and ensure the loan are re-sent. Your conveyancer should be on the lenders panel to avoid escalating fees and frustration. That should be your starting point. Our search tool can help you find a bank approved lawyer for your home move in Wallingford