Am I correct in assuming that the fact that my solicitor in Benson is not identified on my lender's conveyancing panel that there is a problem with the quality of the firm’s conveyancing?
It would be unwise to jump to that conclusion. There are plenty of plausible explanations. Just recently a report by the solicitors regulator indicated 76% of law firms surveyed had been removed from at least one lender panel. The top 5 reasons are as follows: (1) lack of transactions (2) the solicitor is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Should you be concerned you should contact the Benson conveyancing practice and enquire why they are no longer on the approved list for your lender.
Please could you recommend a Platform Home Loans Ltd sanctioned Benson conveyancing conveyancer that can complete within under 3 weeks? Am I best advised to go for a high street Benson solicitor or a nationwide firm?
We can recommend some very good Benson conveyancing firms. Another option is to visit the main road in Benson. Visit a couple of firms and ask to see a conveyancing solicitor for a quote. Mention your expectations together with the reasons and ask for an assurance on speed. Choose the one that you trust.
We decided to purchase a newly converted apartment in Benson with a mortgage from Santander.We like our Benson conveyancing practitioner but Santander informed us he's not on their approved list of member firms. we are left little option but to use a Santander panel lawyer or retain our local solicitor and fork out for a Santander panel lawyer to represent them. We feel as though this is unjust; is there anything we can do?
No, not really. The home loan offered to you is subject to its various provisions, a common one being that lawyers needs to be on the Santander conveyancing panel. in the past, most mortgage companies had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your solicitors to apply to be on the conveyancing panel for Santander
Just had an offer accepted on a new build flat in Benson. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Here are examples of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Benson
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Please confirm the Lease plans are surveyor prepared. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Please provide evidence that the form of Lease proposed has been approved by the Land Registry. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme.
Given that I will soon spend 450k on a property in Benson I would like to have a conversation with the solicitor about mytransaction in advance of giving the go ahead to the firm. Is this something that you can arrange?
This is something that we encourage - we would be delighted to talk to you we do not take any clients on without you first talking to the solicitor who will be conducting your conveyancing in Benson.There is no ‘factory style conveyancing’ - every client is unique individual, not a file reference. The solicitors that we put you in touch with believe that the figure you are provided with for residential conveyancing in Benson should be the amount on the final invoice that you end up paying.
What can I do where I am not happy with the lawyer who carried out my conveyancing in Benson?
We live in an imperfect world, and unfortunately sometimes matters do not go as planned. That being said there is recourse where you were unhappy with your conveyancing in Benson. This varies from trying to resolve matters directly with them, through to reporting a solicitor to their governing body. If you remain unhappy you may consider getting in touch with the Legal Ombudsman.