My grandfather passed away last year and as sole heir and executor I was left the house in Southville. The house had a small mortgage left on it of around £8000. I want to transfer the title deeds into my name whilst I re-mortgage to Lloyds, pay off the mortgage. Is this possible?
Where you plan to refinance then Lloyds will insist on your using a conveyancer on the Lloyds conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Lloyds conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Lloyds mortgage is registered as a charge at the Land Registry.
I used Action Conveyancing several years past for my conveyancing in Southville. I now require my papers but cannot find the solicitor. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Southville of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I've recently found out that there is a flying freehold issue on a property I put an offer in last month in what should have been a simple, chain free conveyancing. Southville is where the house is located. Can you shed any light on this issue?
Flying freeholds in Southville are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Southville you would need to get your solicitor to go through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Southville may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Are there any apps to assist me to identify a Southville law firm on the Aldermore conveyancing panel? I have wheels and am happy to travel upto 25miles to meet the solicitor.
Feel free to make use of the tool on this page. Please select a bank and your location and you will see a number of Southville conveyancing lawyers locally. We have listed some Southville conveyancing firms at the bottom of this page and you can contact them to see whether they are on the Aldermore panel
Am I better off to instruct a Southville conveyancing solicitor in close proximity to the house I am buying? An old friend can execute the legal work but his firm is located over three hundred kilometers drive away.
The benefit of a high street Southville conveyancing practice is that you can drop in to execute paperwork, present your identification documents and pester them if necessary. They will also have local knowledge which is a plus. However it's more important to get someone that will do a good and efficient job. If you know people who used your friend and in the main were impressed that should surpass using an unfamiliar Southville conveyancing lawyer just because they are Southville based.
Completion is due on our sale of a £225,000 flat in Southville in just under a week. The managing agents has quoted £324 for Certificate of Compliance, building insurance schedule and previous years service charge statements. Is it legal for a freeholder to charge exorbitant fees for a flat conveyance in Southville?
For most leasehold sales in Southville conveyancing will involve, queries regarding the management of a building inevitably needing to be answered directly by the freeholder or its agent, this includes :
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Answering conveyancing due diligence questions
Where consent is required before sale in Southville
Copies of the building insurance and schedule
Deeds of covenant upon sale
Registering of the assignment of the change of lessee after a sale
Southville Conveyancing for Leasehold Flats - Examples of Questions you should consider before Purchasing
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How much is the yearly maintenance fee and ground rent? Can you tell me if there are any major works in the near future that will add a premium to the maintenance fees? Who manages the block?