Can the conveyancing lawyers via your comparison service execute attended exchange conveyancing in Shirehampton?
There are a few conveyancing experts who can conduct attended exchanges. Do call us to receive a costs illustration and details as to availability.
My aunt passed away 10 months ago and as sole heir and executor I was left the house in Shirehampton. The house had a relatively small loan left on it of around £4500. I want to transfer the title deeds into my name whilst I re-mortgage to Principality, pay off the mortgage. Is this allowed?
If you plan to re-mortgage then Principality will require that you use a conveyancer on the Principality conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Principality conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Principality mortgage is registered as a charge at the Land Registry.
Various internet forums that I have frequented warn that are the main cause of hinderance in Shirehampton conveyancing transactions. Is this right?
The Council of Property Search Organisations (CoPSO) has noted the determinations of a review by MoveWithUs that conveyancing searches do not figure amongst the top 10 causes of hindrances in the conveyancing process. Local searches are not likely to be the root cause of delay in conveyancing in Shirehampton.
My wife and I purchased a renovated Victorian property in Shirehampton. Conveyancing practitioner acted for me and Platform Home Loans Ltd. I happened to do a free search for it on the Land Registry database and there are two entries: one for freehold, the second leasehold with the matching address. I'd like to know for sure, how can I find out??
You need to review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Shirehampton and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the position with your conveyancing solicitor who completed the work.
Yesterday I discovered that there is a flying freehold element on a house I put an offer in two weeks back in what should have been a simple, no chain conveyancing. Shirehampton is the location of the property. Can you offer any assistance?
Flying freeholds in Shirehampton are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Shirehampton you would need to get your solicitor to go through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Shirehampton may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
How do I use the search tool to choose a conveyancing solicitor in Shirehampton on the authorised to act for my mortgage?
Step one is to pick a mortgage company such as Birmingham Midshires, Virgin Money or TSB then type in your preferred area e.g. Shirehampton. Conveyancing practices in Shirehampton and nationally should be shown.