Will my conveyancing lawyers need to check that the building insurance when buying a house in Bowes Park. My lender is Accord Mortgages
Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 25/1/2026, the requirements read as follows :
What does a local search inform me regarding the property my wife and I purchasing in Bowes Park?
Bowes Park conveyancing often starts with the applying for local authority searches directly from your local Authority or through a personal search organisations for instance Searchflow The local search plays a central role in many a Bowes Park conveyancing purchase; as long as you wish to avoid any unpleasant surprises after you move into your new home. The search will reveal data on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic sections.
I've recently found out that there is a flying freehold element on a house I put an offer in a fortnight ago in what was supposed to be a simple, chain free conveyancing. Bowes Park is the location of the property. Can you offer any assistance?
Flying freeholds in Bowes Park are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Bowes Park you would need to get your solicitor to go through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Bowes Park may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Is it simple use your search facility to locate a conveyancing lawyer in Bowes Park on the approved list for my mortgage?
Step one is to pick a lender such as HSBC Bank, Bank of Scotland or Godiva Mortgages Ltd then choose your preferred area a common one being Bowes Park. Conveyancing firms in Bowes Park and nationally should be shown.
What are your top tips when it comes to choosing a Bowes Park conveyancing practice to carry out our lease extension conveyancing?
If you are instructing a property lawyer for your lease extension (regardless if they are a Bowes Park conveyancing firm) it is most important that he or she should be familiar with the legislation and specialises in this area of work. We advise that you make enquires with two or three firms including non Bowes Park conveyancing practices before you instructing a firm. If the firm is ALEP accredited then so much the better. The following questions could be useful:
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How many lease extensions has the firm completed in Bowes Park in the last 12 months? What are the legal fees for lease extension conveyancing?
We have reached the end of our tether in negotiating a lease extension in Bowes Park. Can the Leasehold Valuation Tribunal adjudicate on premiums?
Where there is a absentee freeholder or where there is disagreement about the premium for a lease extension, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the LVT to decide the amount due.
An example of a Lease Extension decision for a Bowes Park premises is First Floor Flat 109 Lyndhurst Road in May 2010. Following a vesting order by Edmonton County Court on 29th October 2009 the Tribunal decided on a figure of £5,012 for a lease extension. This case affected 1 flat. The unexpired term as at the valuation date was 81.79 years.
New build sellers have recommended to me a conveyancing practitioner and I've sought an estimate from them. They are nearly three hundred pounds cheaper than my local Bowes Park solicitor. What's the catch?
Developers normally have panels of solicitors who are quick and who know the developer’s paperwork and property lawyer. As many developers offer an incentive to select their approved solicitor for this reason, any increased cost can be avoided and a builder won't put forward a conveyancing factory and run the risk of having the conveyancing stall when they require an exchange in 28 days. The argument for not opting for the suggested conveyancing practitioner is that they may prove reluctant to fight for your interests at the risk of upsetting the developer. If you worry that this may be the situation you should stick with your high street Bowes Park conveyancer.