I am expecting a mortgage offer from Halifax. I hope to use a Licensed Conveyancer in Palmers Green. Does the Halifax Conveyancing panel exclude Licensed Conveyancers?
The Halifax approved solicitor list is, like many other lenders, associated to the CML or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
My husband and I are nearing an exchange on a house in Palmers Green and my mum and dad have sent the 10% deposit to my solicitor. I am now informed that as the deposit has not come from me my conveyancer needs to disclose this to my bank. Apparently, in also acting for the mortgage company he must advise them that the balance of the purchase price is coming from anyone other than me. I disclosed to the mortgage company regarding my parents' contribution when I applied for the mortgage, so is it really necessary for this now to be an issue?
Your lawyer is duty bound to clarify with mortgage company to ensure that they are aware that the balance of the purchase price is not from your own funds. The solicitor can only notify this to your bank if you permit them to, failing which, your lawyer must cease to continue acting.
What does a local search inform me regarding the property we're buying in Palmers Green?
Palmers Green conveyancing often starts with the applying for local authority searches directly from your local Authority or via a personal search organisations such as Onsearch The local search plays a central role in most Palmers Green conveyancing purchase; as long as you don’t want any nasty once you have moved into your property. The search should supply data on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject sections.
What tools are available to identify a Palmers Green solicitor on the Accord Mortgages Ltd conveyancing panel? I drive a motor bike and am prepared to travel upto 10miles to meet the conveyancer.
You can use the facility on this website. Please select a bank and your location and you will see a number of Palmers Green conveyancing lawyers based on proximity. We have detailed some Palmers Green conveyancing firms at the bottom of this page and you can telephone them to see whether they are on the Accord Mortgages Ltd panel
In scouring the web for the term on line conveyancing in Palmers Green it brings up numerous property lawyersin the area. How do I determine which is the right conveyancing solicitor for the sale of my house?
The best method of seeking the right conveyancer is via personal recommendation, so enquire of colleagues and relatives who have purchased a property in Palmers Green or the respected estate agent or mortgage broker. Fees for conveyancing in Palmers Green differ, so it's sensible to request a minimum of three estimates from varying types of law firms. Make sure that you clarify that the fees are fixed.
I happen to be an executor of my recently deceased mother’s Will, with a house in Palmers Green which is to be marketed. The bungalow has never been registered at the Land Registry and I'm told that some estate agents will insist that it is in place before they will proceed. What's the mechanism for this?
In the circumstances you refer to it seems prudent to seek to register in the names of the personal representative(s) as named in the probate and in their capacity as PRs. HMLR’s online guidance explains how to register for the first time and what is required re the deeds and forms. You would need to include and certified copy of the probate as well and complete the form FR1 to refer to the PRs as the applicant.