Are the Palmers Green conveyancing solicitors identified as being on the Virgin Money conveyancing panel, together with their details provided by Virgin Money?
Palmers Green conveyancing firms themselves provide us confirmation that they are on the Virgin Money conveyancing panel as opposed to being supplied with a list from Virgin Money directly.
I have today made my last payment due on my mortgage with Bank of Ireland. I assume I don't need a Palmers Green lawyer on the Bank of Ireland panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Bank of Ireland mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Bank of Ireland mortgage from the register. Bank of Ireland, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Bank of Ireland has sent the Land Registry the discharge electronically, and
- Bank of Ireland has instructed the Land Registry to do so
Planning on purchasing a flat in Palmers Green. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Skipton conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Palmers Green lawyer is on the Skipton conveyancing panel.
My offer was accepted on an apartment in Palmers Green on 27/6/2022, valuation was booked five days later, all came back fine. Conveyancer appointed, so all that was missing was my mortgage offer. Having made daily calls to HSBC and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the HSBC conveyancing panel. Can the lender hold off the offer?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for HSBC to deal with your lawyer's application to be on the HSBC conveyancing panel. There's no guarantee that your solicitor will be accepted.
My friend advised me that if I am buying in Palmers Green I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
This is a search is usually included in the estimate for your Palmers Green conveyancing searches. It is not a small report of about 40 pages, listing and detailing important information about Palmers Green around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Palmers Green Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Palmers Green Education with plans and statistics, Local Amenities and other useful information about Palmers Green.
How does conveyancing in Palmers Green differ for new build properties?
Most buyers of new build or newly converted property in Palmers Green come to us having been asked by the developer to sign contracts and commit to the purchase even before the house is finished. This is because developers in Palmers Green tend to buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Palmers Green or who has acted in the same development.
What tools are available to search for a Palmers Green solicitor on the The Royal Bank of Scotland conveyancing panel? I have a car and am willing to travel upto 20miles to meet the solicitor.
Feel free to make use of the search on this page. Please choose the mortgage company and your location and you will see a number of Palmers Green conveyancing lawyers locally. We have detailed some Palmers Green conveyancing firms at the bottom of this page and you can telephone them to verify whether they are on the The Royal Bank of Scotland panel
Is it true that a Palmers Green conveyancing solicitor taken to court by clients for not carrying out the appropriate conveyancing searches?
Our attention has not be brought to such a Palmers Green conveyancing claim but according to a recent report, clients purchasing a home elsewhere in England successfully won a case against their lawyer as a consequence of development plans to build a wind farm not being picked up in conveyancing searches.
If you are purchasing in Palmers Green It is important that your solicitor carry out all Palmers Green conveyancing searches necessary to ensure you have accurate and current information ahead of purchasing a home in Palmers Green.