Can I use your services to recommend a Conveyancing solicitor in Grange Park even if I’m not buying or disposing of a house, for instance if I intend to buy a shop in Grange Park with a loan from Skipton Building Society?
Our comparison service is primarily utilised to help choose domestic conveyancing solicitors in Grange Park but we have listed towards the end of this page a selection of Grange Park commercial conveyancing firms. You will need to make contact with the solicitors directly to check if they can also act for Skipton Building Society
we are a couple who wish to acquire a newly converted apartment in Grange Park with a loan from HSBC Bank.We would like to retain our Grange Park conveyancing lawyer but HSBC Bank advised that she’s not listed on their "panel". we are left little option but to use a HSBC Bank panel lawyer or retain our high street solicitor and fork out for one of their panel ones to act for them. We feel as though this is unjust; Can we not simply insist that HSBC Bank use our lawyer?
No, not really. The loan issued to you is subject to its various provisions, a common one being that lawyers must be on the HSBC Bank conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your lawyer to apply to be on the conveyancing panel for HSBC Bank
My father informed me that in purchasing a property in Grange Park there could be a number of restrictions as to what one can do in terms of external alterations to a property. Is this right?
There are a number of properties in Grange Park which have some sort of restriction or requirement of consent to carry out external alterations. Part of the conveyancing in Grange Park should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
When it comes to mortgage companies such as Coventry BS, do Grange Park lawyers face a yearly amount to be on the list of approved solicitors?
We are unaware of any lender fees to be on their panel, although some do charge an administration charge to deal with the processing of the conveyancing panel application.
I am due to exchange contracts on my apartment. I had a double glazing fitted in January 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Coventry BS are being pedantic. The Grange Park solicitor who is on the Coventry BS conveyancing panel is recommending indemnity insurance as a solution but Coventry BS are requiring a building regulation certificate. Why do Coventry BS have a conveyancing panel if they don't accept advice from them?
It is probably the case that Coventry BS have referred the matter to their valuer. The reason why Coventry BS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I purchased a 4 bedroom Edwardian property in Grange Park. Conveyancing solicitor acted for me and Norwich and Peterborough Building Society. I did a free Land Registry search last week and I saw a couple of entries: the first freehold, the second leasehold with the exact same address. I'd like to know for sure, how can I find out??
You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Grange Park and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the situation with your conveyancing practitioner who carried out the work.
What makes your site different to alternative online quote calculators for conveyancing in Grange Park?
At this site get a fixed fee costs illustration from a Solicitor or Licensed Conveyancer that has a full understanding of the issues for your conveyancing in Grange Park. Unlike many estate agents and many comparison sites we do not charge firms a fee if you instruct them for your property ownership legalities in Grange Park
Living abroad I am unable to visit my Grange Park conveyancing practitioners office to sign documents connected to my conveyancing in Grange Park – will this be problematic?
Not a problem. Grange Park conveyancing lawyers can undertake home moves for clients nationally. It is not necessary for you to be able to visit a Grange Park conveyancers office. Almost all conveyancer can undertake everything via phone, post and email - whatever works for you.