Me and my wife are buying our first property. Our solicitor has contact usto ask if we wish to order supplemental conveyancing searches. Frankly we are clueless as to what's needed for conveyancing in Eaglescliffe
The quantity and type of Eaglescliffe conveyancing searches depends primarily on the premises, the location, the likelihood of any of these risks, your knowledge of the locality and risks, your overall approach to risk. What is important is that you adequately understand what information each search could supply. Then you can make a decision if you personally think you need that information. Should you be unsure, ask your lawyer to recommend.
Can your site be used to recommend a Conveyancing solicitor in Eaglescliffe even where I’m not buying or disposing of a house, for instance if I want to acquire an office in Eaglescliffe with a mortgage from Barclays Direct?
The service is primarily utilised to get a quote from domestic conveyancing solicitors in Eaglescliffe but we have listed at the bottom of this page a few Eaglescliffe commercial conveyancing firms. You will need to enquire with the firm directly to check if they can also act for Barclays Direct
My wife and I own a renovated Edwardian property in Eaglescliffe. Conveyancing practitioner represented me and The Royal Bank of Scotland. I happened to do a free search for it on the Land Registry database and I saw two entries: the first freehold, the second leasehold with the exact same address. If a house is not a freehold shouldn't I have been informed?
You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Eaglescliffe and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also check the position with your conveyancing practitioner who conducted the work.
I am buying a new build house in Eaglescliffe benefiting from help to buy. The builders refused to move on the amount so I negotiated five thousand pounds worth of extras instead. The house builders rep advised me not reveal to my conveyancer about this deal as it would affect my loan with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I'm converting the mortgage on my existing home to a BTL loan with Santander and I will use the rest of the raised equity as a down payment on a second property. The neighborhood we are interested in is Eaglescliffe. Will your solicitors be able to act for both sets of lenders and link together the two deals?
Do use our comparison tool on this site to ensure that the conveyancers are on the relevant lender panels. Assuming that they are your solicitor will be able to connect the two transactions but you should have a chat with you solicitor and make clear your desired outcome and requirements.
Do all mortgage companies provide you with an approved list of Eaglescliffe solicitors? How do you know who is on the bank conveyancing panel?
Eaglescliffe firms and firms carrying out conveyancing in Eaglescliffe themselves provide us confirmation that they are on the mortgage company conveyancing panel as opposed to being supplied with a list from the lender directly.